https://www.iol.co.za https://www.iol.co.za/assets/img/branding/iol/iol-logo-196x82.jpg https://www.iol.co.za RSS for Node Sun, 28 Jun 2026 09:33:59 GMT Sun, 28 Jun 2026 09:33:59 GMT https://www.iol.co.za/rss 60 https://www.iol.co.za/business/the-cost-of-fried-electronics-will-city-power-foot-the-bill-fcf34793-0a3a-4f70-a103-cd051cd01592 https://www.iol.co.za/business/the-cost-of-fried-electronics-will-city-power-foot-the-bill-fcf34793-0a3a-4f70-a103-cd051cd01592 Thu, 25 Jun 2026 18:27:54 GMT Thu, 25 Jun 2026 18:27:54 GMT IOL Power cuts can cost households thousands of rand. City Power offers a claims process, but proving your case may be the biggest challenge. https://www.iol.co.za/personal-finance/financial-planning/your-investments-and-insurance-questions-answers-97697c2a-4252-4896-be22-e98ec6923290 https://www.iol.co.za/personal-finance/financial-planning/your-investments-and-insurance-questions-answers-97697c2a-4252-4896-be22-e98ec6923290 Thu, 25 Jun 2026 14:02:32 GMT Thu, 25 Jun 2026 14:02:32 GMT IOL PSG answers your investments and insurance questions. https://www.iol.co.za/personal-finance/financial-planning/how-to-raise-financially-literate-children-at-home-22e86abf-6c50-4daa-995d-b3c04b60c599 https://www.iol.co.za/personal-finance/financial-planning/how-to-raise-financially-literate-children-at-home-22e86abf-6c50-4daa-995d-b3c04b60c599 Thu, 25 Jun 2026 13:30:14 GMT Thu, 25 Jun 2026 13:30:14 GMT IOL Discover practical strategies for parents to teach their children essential financial skills, fostering a healthy relationship with money from an early age. https://www.iol.co.za/personal-finance/financial-planning/is-buying-a-home-still-a-smart-investment-in-2026-aeb838f7-f041-4a41-9202-9ee7bef51ab6 https://www.iol.co.za/personal-finance/financial-planning/is-buying-a-home-still-a-smart-investment-in-2026-aeb838f7-f041-4a41-9202-9ee7bef51ab6 Thu, 25 Jun 2026 13:30:09 GMT Thu, 25 Jun 2026 13:30:09 GMT IOL Explore the evolving perspective on property investment in South Africa as financial expert Bryan Nicol discusses the importance of understanding the distinction between a primary residence and an investment property in today's changing economic landscape. https://www.iol.co.za/personal-finance/financial-planning/insurance-myths-debunked-what-young-adults-need-to-know-aa121304-bbc9-4037-a99b-0d0bb53e6daa https://www.iol.co.za/personal-finance/financial-planning/insurance-myths-debunked-what-young-adults-need-to-know-aa121304-bbc9-4037-a99b-0d0bb53e6daa Thu, 25 Jun 2026 13:29:33 GMT Thu, 25 Jun 2026 13:29:33 GMT IOL Many young professionals delay purchasing insurance, thinking it's unnecessary. This article explores common myths about insurance and provides a checklist to help young adults assess their need for coverage. https://www.iol.co.za/personal-finance/financial-planning/why-young-south-africans-need-to-learn-about-insurance-now-55f5d223-aeeb-435f-81e6-9cbb3568053d https://www.iol.co.za/personal-finance/financial-planning/why-young-south-africans-need-to-learn-about-insurance-now-55f5d223-aeeb-435f-81e6-9cbb3568053d Thu, 25 Jun 2026 13:29:01 GMT Thu, 25 Jun 2026 13:29:01 GMT IOL Discover why understanding insurance is crucial for South Africa's youth. This article explores the gaps in insurance knowledge among young adults and offers insights from industry experts on how to make informed decisions for financial resilience. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-importance-of-wills-and-estate-administration-in-south-africa-6ffcf082-217d-4349-a6db-f4b29d9c76c5 https://www.iol.co.za/personal-finance/financial-planning/understanding-the-importance-of-wills-and-estate-administration-in-south-africa-6ffcf082-217d-4349-a6db-f4b29d9c76c5 Thu, 25 Jun 2026 13:19:39 GMT Thu, 25 Jun 2026 13:19:39 GMT IOL Explore how Capital Legacy is transforming the landscape of wills and estate administration in South Africa, ensuring that families are supported during their most challenging times. https://www.iol.co.za/personal-finance/financial-planning/sanlam-benchmark-south-africans-are-waiting-too-long-to-plan-for-retirement-7e29e63c-1359-45e0-a752-99e4adc152fb https://www.iol.co.za/personal-finance/financial-planning/sanlam-benchmark-south-africans-are-waiting-too-long-to-plan-for-retirement-7e29e63c-1359-45e0-a752-99e4adc152fb Thu, 25 Jun 2026 09:37:26 GMT Thu, 25 Jun 2026 09:37:26 GMT IOL Are South Africans waiting too long to plan for retirement? The latest Sanlam Benchmark Survey reveals alarming trends in retirement readiness, highlighting the need for early financial planning. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-impact-of-tax-compliance-on-business-survival-ac5aef76-01e4-4f56-8234-5971c600ba4d https://www.iol.co.za/personal-finance/financial-planning/understanding-the-impact-of-tax-compliance-on-business-survival-ac5aef76-01e4-4f56-8234-5971c600ba4d Thu, 25 Jun 2026 09:37:17 GMT Thu, 25 Jun 2026 09:37:17 GMT IOL Explore the critical lessons from a recent High Court judgment that highlights the far-reaching implications of tax compliance for businesses. Discover how tax issues can jeopardise contracts, payments, and overall business viability, and learn practical measures to safeguard your enterprise. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-sars-extends-deadline-for-auto-assessment-corrections-297810d1-bebd-4161-a51d-c203f1df531f https://www.iol.co.za/personal-finance/financial-planning/point-of-view-sars-extends-deadline-for-auto-assessment-corrections-297810d1-bebd-4161-a51d-c203f1df531f Thu, 25 Jun 2026 09:37:05 GMT Thu, 25 Jun 2026 09:37:05 GMT IOL SARS has extended the deadline for correcting automatic tax assessments until 23 October 2026, offering taxpayers a chance to review their information. However, this extension does not lessen their responsibility for accuracy. https://www.iol.co.za/personal-finance/financial-planning/talking-cents-why-raising-money-smart-kids-begins-with-a-conversation-377741ac-18ee-4daf-813d-adc228e2618e https://www.iol.co.za/personal-finance/financial-planning/talking-cents-why-raising-money-smart-kids-begins-with-a-conversation-377741ac-18ee-4daf-813d-adc228e2618e Thu, 25 Jun 2026 08:22:17 GMT Thu, 25 Jun 2026 08:22:17 GMT IOL A guide to preparing your child for a safe financial future. https://www.iol.co.za/business/judge-rejects-daughters-dementia-claim-reverses-r650000-cape-town-property-sale-f7aa5d6d-72c9-4441-bd26-e2a8ea2ce0f4 https://www.iol.co.za/business/judge-rejects-daughters-dementia-claim-reverses-r650000-cape-town-property-sale-f7aa5d6d-72c9-4441-bd26-e2a8ea2ce0f4 Wed, 24 Jun 2026 15:53:39 GMT Wed, 24 Jun 2026 15:53:39 GMT IOL A Western Cape High Court judge has ordered a daughter to return her 77-year-old father’s home after finding she never paid the agreed purchase price. https://www.iol.co.za/personal-finance/financial-planning/sars-cracks-down-on-dormant-trusts-what-trustees-need-to-know-54119933-640e-40aa-bd1b-71858d759897 https://www.iol.co.za/personal-finance/financial-planning/sars-cracks-down-on-dormant-trusts-what-trustees-need-to-know-54119933-640e-40aa-bd1b-71858d759897 Wed, 24 Jun 2026 11:52:15 GMT Wed, 24 Jun 2026 11:52:15 GMT IOL Trustees of dormant trusts must act now as Sars begins enforcing penalties for non-compliance. This article explores the implications for trustees and the necessary steps to ensure compliance. https://www.iol.co.za/personal-finance/financial-planning/why-gap-cover-is-essential-for-young-and-healthy-individuals-ea1d2afa-a5dd-4f32-9621-fee2c118058b https://www.iol.co.za/personal-finance/financial-planning/why-gap-cover-is-essential-for-young-and-healthy-individuals-ea1d2afa-a5dd-4f32-9621-fee2c118058b Wed, 24 Jun 2026 11:52:12 GMT Wed, 24 Jun 2026 11:52:12 GMT IOL Discover why gap cover is not just for older individuals. This article explores how young and healthy people can benefit from gap cover to protect against unexpected medical expenses. https://www.iol.co.za/business/jobs/real-take-home-pay-falls-to-lowest-in-two-years-heres-what-the-average-south-african-now-earns-2c89e17b-3620-46b5-8c4a-5b7eedf498f8 https://www.iol.co.za/business/jobs/real-take-home-pay-falls-to-lowest-in-two-years-heres-what-the-average-south-african-now-earns-2c89e17b-3620-46b5-8c4a-5b7eedf498f8 Wed, 24 Jun 2026 09:27:10 GMT Wed, 24 Jun 2026 09:27:10 GMT IOL Average take-home pay rose to R21,510 in May, but inflation pushed real earnings down to R20,262, the lowest level in about two years. https://www.iol.co.za/personal-finance/financial-planning/credit-providers-under-scrutiny-62-of-complaints-resolved-in-favour-of-consumers-a85db0a9-7c10-4bc4-9361-da22ab81ea70 https://www.iol.co.za/personal-finance/financial-planning/credit-providers-under-scrutiny-62-of-complaints-resolved-in-favour-of-consumers-a85db0a9-7c10-4bc4-9361-da22ab81ea70 Wed, 24 Jun 2026 07:06:05 GMT Wed, 24 Jun 2026 07:06:05 GMT IOL Recent findings reveal that 62% of credit complaints against providers are upheld, raising concerns about fairness in the credit industry. This article explores the implications for consumers and highlights the Ombud's role in ensuring accountability. https://www.iol.co.za/business/economy/the-average-south-african-earns-r21228-a-month-so-why-is-one-tiny-surprise-leaving-millions-broke-7832e84b-b13b-419b-9a73-417afc211f37 https://www.iol.co.za/business/economy/the-average-south-african-earns-r21228-a-month-so-why-is-one-tiny-surprise-leaving-millions-broke-7832e84b-b13b-419b-9a73-417afc211f37 Tue, 23 Jun 2026 09:18:53 GMT Tue, 23 Jun 2026 09:18:53 GMT IOL South Africans take home an average salary of R21,228 a month, but are left with very little to cover emergencies. https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-governance-in-offshore-structuring-for-south-african-families-56ee444a-3b17-44f2-86cb-1323f7936085 https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-governance-in-offshore-structuring-for-south-african-families-56ee444a-3b17-44f2-86cb-1323f7936085 Tue, 23 Jun 2026 06:39:59 GMT Tue, 23 Jun 2026 06:39:59 GMT IOL Discover how effective governance and transparency in offshore structuring can protect and grow wealth for South African families in an evolving regulatory landscape https://www.iol.co.za/personal-finance/financial-planning/sars-launches-2026-filing-season-what-taxpayers-need-to-know-about-penalties-a7cb08b0-fd81-42df-b97d-baeac3b57522 https://www.iol.co.za/personal-finance/financial-planning/sars-launches-2026-filing-season-what-taxpayers-need-to-know-about-penalties-a7cb08b0-fd81-42df-b97d-baeac3b57522 Tue, 23 Jun 2026 06:39:55 GMT Tue, 23 Jun 2026 06:39:55 GMT IOL Sars has launched its 2026 Filing Season, introducing auto-assessments and highlighting the importance of compliance. Taxpayers are urged to ensure their information is accurate to avoid severe penalties. https://www.iol.co.za/business/what-makes-you-a-billionaire-it-depends-whos-counting-59d41b21-d07c-4b0d-812d-8df777faff62 https://www.iol.co.za/business/what-makes-you-a-billionaire-it-depends-whos-counting-59d41b21-d07c-4b0d-812d-8df777faff62 Mon, 22 Jun 2026 14:17:52 GMT Mon, 22 Jun 2026 14:17:52 GMT IOL On paper, becoming a billionaire sounds simple: accumulate assets worth at least $1 billion. In practice, it is anything but. https://www.iol.co.za/business/family-feud-ends-in-court-cape-town-father-wins-back-home-from-daughter-08ad78e8-80c2-4134-8fe9-bf9d1e074583 https://www.iol.co.za/business/family-feud-ends-in-court-cape-town-father-wins-back-home-from-daughter-08ad78e8-80c2-4134-8fe9-bf9d1e074583 Mon, 22 Jun 2026 13:18:25 GMT Mon, 22 Jun 2026 13:18:25 GMT IOL A Western Cape High Court judge has ordered a daughter to return her 77-year-old father’s home after finding she never paid the agreed purchase price. https://www.iol.co.za/business/economy/can-south-africas-average-salary-still-buy-a-middle-class-life-7f01c95e-7828-4b51-aa10-2c52c731a4e0 https://www.iol.co.za/business/economy/can-south-africas-average-salary-still-buy-a-middle-class-life-7f01c95e-7828-4b51-aa10-2c52c731a4e0 Mon, 22 Jun 2026 11:32:08 GMT Mon, 22 Jun 2026 11:32:08 GMT IOL South Africans take home an average salary of R21,228 a month, but are left with very little to cover emergencies. https://www.iol.co.za/personal-finance/financial-planning/fraud-charge-against-cape-town-attorney-henk-van-aswegen-withdrawn-after-five-year-battle-cbda102a-64dc-4b31-8249-38d4c2385f27 https://www.iol.co.za/personal-finance/financial-planning/fraud-charge-against-cape-town-attorney-henk-van-aswegen-withdrawn-after-five-year-battle-cbda102a-64dc-4b31-8249-38d4c2385f27 Mon, 22 Jun 2026 05:13:47 GMT Mon, 22 Jun 2026 05:13:47 GMT IOL After a lengthy five-year legal battle, Cape Town attorney Henk van Aswegen has had fraud charges against him withdrawn, highlighting the challenges faced in commercial disputes and the impact of criminal allegations on personal and professional life. https://www.iol.co.za/personal-finance/financial-planning/your-first-payslip-a-guide-to-managing-your-finances-0a6bea04-0acb-4ced-8333-26522dbc2e1a https://www.iol.co.za/personal-finance/financial-planning/your-first-payslip-a-guide-to-managing-your-finances-0a6bea04-0acb-4ced-8333-26522dbc2e1a Mon, 22 Jun 2026 04:49:18 GMT Mon, 22 Jun 2026 04:49:18 GMT IOL Discover essential financial strategies to make the most of your first salary in South Africa. This six-step playbook will guide you through budgeting, saving, and protecting your income, ensuring you start your financial journey on the right foot. https://www.iol.co.za/personal-finance/financial-planning/why-south-african-expats-are-investing-in-property-again-ed945fa1-18a4-40fd-9893-aa984879efcd https://www.iol.co.za/personal-finance/financial-planning/why-south-african-expats-are-investing-in-property-again-ed945fa1-18a4-40fd-9893-aa984879efcd Mon, 22 Jun 2026 04:11:33 GMT Mon, 22 Jun 2026 04:11:33 GMT IOL " Explore the factors driving South African expats to return home and invest in property, from the rise of remote work to the appeal of quality education and enhanced security. https://www.iol.co.za/personal-finance/financial-planning/how-to-support-your-children-financially-without-hindering-their-independence-bbe150ef-d54a-4bf2-8c2d-bdcc8de30ee5 https://www.iol.co.za/personal-finance/financial-planning/how-to-support-your-children-financially-without-hindering-their-independence-bbe150ef-d54a-4bf2-8c2d-bdcc8de30ee5 Mon, 22 Jun 2026 03:54:22 GMT Mon, 22 Jun 2026 03:54:22 GMT IOL Explore how parents can provide financial support to their children while ensuring they develop the independence and skills necessary for adulthood. https://www.iol.co.za/business/heres-how-you-can-save-up-to-r2000-a-month-this-winter-d1244ad6-aac5-4e3a-b26f-2946c81fa4fc https://www.iol.co.za/business/heres-how-you-can-save-up-to-r2000-a-month-this-winter-d1244ad6-aac5-4e3a-b26f-2946c81fa4fc Fri, 19 Jun 2026 09:45:08 GMT Fri, 19 Jun 2026 09:45:08 GMT IOL Saving electricity during the cold months, however, is less down to selecting an appliance that sucks up more power and more either moving to a warmer part of the country or implementing changes so that energy is used more efficiently. https://www.iol.co.za/business/gas-or-electricity-which-is-cheaper-for-heating-your-home-its-not-as-straightforward-as-you-think-ad1ca2a0-0f14-4423-be62-ebbe26fa2c94 https://www.iol.co.za/business/gas-or-electricity-which-is-cheaper-for-heating-your-home-its-not-as-straightforward-as-you-think-ad1ca2a0-0f14-4423-be62-ebbe26fa2c94 Fri, 19 Jun 2026 09:31:21 GMT Fri, 19 Jun 2026 09:31:21 GMT IOL Heating a home through winter can cost more than R2,000 a month, but the cheapest energy source depends on where you live. We compared gas and electricity across four South African cities to find out which keeps a family home warm for less. https://www.iol.co.za/business/property/inside-sas-property-market-which-provinces-delivered-the-biggest-gains-8115f3e4-2886-401f-86f8-2a2ed27e8ffd https://www.iol.co.za/business/property/inside-sas-property-market-which-provinces-delivered-the-biggest-gains-8115f3e4-2886-401f-86f8-2a2ed27e8ffd Fri, 19 Jun 2026 09:27:55 GMT Fri, 19 Jun 2026 09:27:55 GMT IOL Could Limpopo be the next property hotspot? Discover how its 18.5% surge in property values outshines the Western Cape in 2026. https://www.iol.co.za/personal-finance/financial-planning/the-challenges-of-using-ai-for-financial-advice-in-south-africa-340823f6-4fe9-4315-aef5-18f0ba0b14e3 https://www.iol.co.za/personal-finance/financial-planning/the-challenges-of-using-ai-for-financial-advice-in-south-africa-340823f6-4fe9-4315-aef5-18f0ba0b14e3 Fri, 19 Jun 2026 05:17:48 GMT Fri, 19 Jun 2026 05:17:48 GMT IOL Explore the limitations of AI in providing financial advice in South Africa and discover the pressing need for accessible, human-driven financial guidance. https://www.iol.co.za/personal-finance/financial-planning/empowering-south-african-youth-the-importance-of-financial-literacy-87cc5843-fc5f-4293-aa14-71ad017f9b8e https://www.iol.co.za/personal-finance/financial-planning/empowering-south-african-youth-the-importance-of-financial-literacy-87cc5843-fc5f-4293-aa14-71ad017f9b8e Fri, 19 Jun 2026 05:10:05 GMT Fri, 19 Jun 2026 05:10:05 GMT IOL Explore how financial literacy can empower young South Africans to navigate economic challenges and seize opportunities, even in uncertain times. https://www.iol.co.za/personal-finance/financial-planning/bridging-the-30-gap-aligning-south-africas-ai-ambitions-with-workforce-strategy-d3dfd982-981b-404c-937d-9e13bd0726c0 https://www.iol.co.za/personal-finance/financial-planning/bridging-the-30-gap-aligning-south-africas-ai-ambitions-with-workforce-strategy-d3dfd982-981b-404c-937d-9e13bd0726c0 Fri, 19 Jun 2026 04:57:52 GMT Fri, 19 Jun 2026 04:57:52 GMT IOL South African workers are eager to upskill in AI, yet a significant gap exists between executive ambitions and HR strategies. This article explores the implications of this disconnect and offers insights on bridging the gap for a more effective workforce strategy. https://www.iol.co.za/personal-finance/financial-planning/employment-services-bill-2026-set-to-modernise-labour-and-migration-rules-5a7626e3-4f89-4c9c-b6c6-17d6b347de28 https://www.iol.co.za/personal-finance/financial-planning/employment-services-bill-2026-set-to-modernise-labour-and-migration-rules-5a7626e3-4f89-4c9c-b6c6-17d6b347de28 Thu, 18 Jun 2026 04:10:21 GMT Thu, 18 Jun 2026 04:10:21 GMT IOL South Africa’s proposed Employment Services Amendment Bill, 2026 aims to strengthen labour and migration regulation by improving oversight of foreign employment and enhancing compliance requirements for employers across key sectors. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-south-african-youth-aim-to-break-generational-debt-cycle-1life-survey-finds-9197fde2-584c-4319-9ab1-575ce219996a https://www.iol.co.za/personal-finance/financial-planning/point-of-view-south-african-youth-aim-to-break-generational-debt-cycle-1life-survey-finds-9197fde2-584c-4319-9ab1-575ce219996a Thu, 18 Jun 2026 03:16:32 GMT Thu, 18 Jun 2026 03:16:32 GMT IOL A 1Life Insurance survey reveals that South African youth are increasingly focused on breaking cycles of generational debt, despite rising financial pressure and living costs. While many face constraints such as “black tax” and household debt, most respondents believe life insurance and financial planning play a key role in building long-term generational wealth and financial stability. https://www.iol.co.za/personal-finance/financial-planning/south-african-youth-raise-concerns-over-life-insurance-complexity-and-cost-0374d70c-ab57-457c-85c7-20d7318e52a2 https://www.iol.co.za/personal-finance/financial-planning/south-african-youth-raise-concerns-over-life-insurance-complexity-and-cost-0374d70c-ab57-457c-85c7-20d7318e52a2 Thu, 18 Jun 2026 03:16:23 GMT Thu, 18 Jun 2026 03:16:23 GMT IOL A BrightRock study shows young South Africans view life insurance as complex, costly and hard to trust, despite recognising its importance. Key concerns include confusing terms, affordability pressures, and uncertainty about exclusions, highlighting demand for simpler and more flexible cover solutions. https://www.iol.co.za/personal-finance/financial-planning/pension-plain-can-a-girlfriend-receive-retirement-fund-death-benefits-instead-of-a-spouse-e28bc71e-b03d-4e66-8f82-ca149ef3094b https://www.iol.co.za/personal-finance/financial-planning/pension-plain-can-a-girlfriend-receive-retirement-fund-death-benefits-instead-of-a-spouse-e28bc71e-b03d-4e66-8f82-ca149ef3094b Thu, 18 Jun 2026 03:16:13 GMT Thu, 18 Jun 2026 03:16:13 GMT IOL A recent ruling involving the BECSA Provident Fund highlights a crucial principle in South African retirement fund law: marriage alone does not guarantee a share of a deceased member’s death benefits. The Pension Funds Adjudicator and Financial Services Tribunal upheld a decision to allocate benefits to the deceased’s children and financially dependent partner, while excluding his separated wife who could not prove financial dependency. The case underscores the importance of documentary evidence when claiming retirement fund death benefits. https://www.iol.co.za/personal-finance/financial-planning/when-a-divorce-isnt-a-divorce-504aa8ba-bc0b-48c9-b586-4dc319712810 https://www.iol.co.za/personal-finance/financial-planning/when-a-divorce-isnt-a-divorce-504aa8ba-bc0b-48c9-b586-4dc319712810 Thu, 18 Jun 2026 03:15:39 GMT Thu, 18 Jun 2026 03:15:39 GMT IOL Millions of South Africans are living together without legal protection. When it ends, there is no divorce court to turn to. https://www.iol.co.za/personal-finance/financial-planning/sa-hedge-fund-industry-grows-to-r216bn-as-retail-investors-drive-record-gains-03739caa-9c1e-480c-8ac5-9ff3322ac437 https://www.iol.co.za/personal-finance/financial-planning/sa-hedge-fund-industry-grows-to-r216bn-as-retail-investors-drive-record-gains-03739caa-9c1e-480c-8ac5-9ff3322ac437 Thu, 18 Jun 2026 03:15:22 GMT Thu, 18 Jun 2026 03:15:22 GMT IOL The latest annual hedge fund statistics released by the Association for Savings and Investment South Africa (Asisa) show that industry assets increased by 17% from R185 billion at the end of 2024. The assets are spread across 219 hedge funds managed by 13 management companies operating hedge fund schemes. https://www.iol.co.za/personal-finance/financial-planning/why-multi-strategy-hedge-funds-matter-in-todays-markets-e468c1c1-2d36-4a82-ae69-def700226b9e https://www.iol.co.za/personal-finance/financial-planning/why-multi-strategy-hedge-funds-matter-in-todays-markets-e468c1c1-2d36-4a82-ae69-def700226b9e Thu, 18 Jun 2026 03:15:13 GMT Thu, 18 Jun 2026 03:15:13 GMT IOL As investors navigate heightened market volatility, persistent inflation and ongoing geopolitical uncertainty, multi-strategy hedge funds are emerging as a valuable tool for portfolio diversification and risk management. By combining multiple investment approaches across different asset classes, these funds aim to deliver more resilient returns in changing market conditions. According to investment manager Fairtree, multi-strategy hedge funds can help investors reduce dependence on a single market outcome while enhancing flexibility and long-term portfolio stability. https://www.iol.co.za/personal-finance/financial-planning/sars-narrows-honest-mistake-defence-what-tax-penalty-changes-mean-for-taxpayers-88d968ee-89af-4e04-9697-4a763414b299 https://www.iol.co.za/personal-finance/financial-planning/sars-narrows-honest-mistake-defence-what-tax-penalty-changes-mean-for-taxpayers-88d968ee-89af-4e04-9697-4a763414b299 Thu, 18 Jun 2026 03:14:08 GMT Thu, 18 Jun 2026 03:14:08 GMT IOL South Africa’s 2026 amendment to the understatement penalty regime has significantly limited taxpayers’ ability to rely on the “bona fide inadvertent error” or “honest mistake” defence. The change shifts the focus from taxpayer intent to taxpayer behaviour, requiring stronger evidence of reasonable care, proper governance and contemporaneous documentation. Tax experts warn that companies, trusts and individuals must now take a more disciplined approach to tax compliance to avoid costly SARS penalties. https://www.iol.co.za/business/economy/fuel-costs-push-inflation-to-45-but-easing-food-prices-offer-rate-relief-821e343a-70c1-4f55-98fe-418e2412c635 https://www.iol.co.za/business/economy/fuel-costs-push-inflation-to-45-but-easing-food-prices-offer-rate-relief-821e343a-70c1-4f55-98fe-418e2412c635 Wed, 17 Jun 2026 10:18:39 GMT Wed, 17 Jun 2026 10:18:39 GMT IOL Fuel prices pushed inflation toa 21-month high but there might not be a ret hike. https://www.iol.co.za/business/economy/simple-winter-hacks-that-could-cut-your-heating-costs-by-over-r1000-a-month-bc86145a-9925-463a-aa5d-8213e8623312 https://www.iol.co.za/business/economy/simple-winter-hacks-that-could-cut-your-heating-costs-by-over-r1000-a-month-bc86145a-9925-463a-aa5d-8213e8623312 Wed, 17 Jun 2026 09:45:16 GMT Wed, 17 Jun 2026 09:45:16 GMT IOL Electric blankets, door snakes and closed curtains may not be as exciting as a new heater, but they can save South African households hundreds of rand a month. https://www.iol.co.za/business/why-leaving-your-geyser-alone-this-winter-is-costing-you-more-than-you-think-37fa60ed-0404-4fff-ae5f-f3e3a863c0f8 https://www.iol.co.za/business/why-leaving-your-geyser-alone-this-winter-is-costing-you-more-than-you-think-37fa60ed-0404-4fff-ae5f-f3e3a863c0f8 Wed, 17 Jun 2026 08:52:33 GMT Wed, 17 Jun 2026 08:52:33 GMT IOL Geysers quietly drain electricity in winter. Here's how timers, insulation and smarter habits could save households up to R700 a month. https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-healthcare-cover-for-young-adults-dont-gamble-with-your-health-3e981e3d-c065-430c-9630-6327afc3c443 https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-healthcare-cover-for-young-adults-dont-gamble-with-your-health-3e981e3d-c065-430c-9630-6327afc3c443 Wed, 17 Jun 2026 06:56:16 GMT Wed, 17 Jun 2026 06:56:16 GMT IOL Discover why young and healthy individuals in South Africa should prioritise healthcare planning, understand the risks of being uninsured, and learn essential tips for securing the right coverage. https://www.iol.co.za/personal-finance/financial-planning/how-ai-can-empower-young-people-to-manage-their-finances-effectively-51ad8b3e-07a8-4a7b-89e6-7fea9bcc9b1c https://www.iol.co.za/personal-finance/financial-planning/how-ai-can-empower-young-people-to-manage-their-finances-effectively-51ad8b3e-07a8-4a7b-89e6-7fea9bcc9b1c Wed, 17 Jun 2026 06:55:33 GMT Wed, 17 Jun 2026 06:55:33 GMT IOL Discover how young people are increasingly turning to AI for financial guidance and how this technology can help them build better money habits in a digital world. https://www.iol.co.za/personal-finance/financial-planning/has-the-retirement-industry-underestimated-inflation-risk-0f55d8c5-fb24-4653-9d07-25b365294336 https://www.iol.co.za/personal-finance/financial-planning/has-the-retirement-industry-underestimated-inflation-risk-0f55d8c5-fb24-4653-9d07-25b365294336 Wed, 17 Jun 2026 03:59:10 GMT Wed, 17 Jun 2026 03:59:10 GMT IOL Explore how changing inflation dynamics challenge traditional retirement planning strategies and discover actionable insights for securing financial resilience in an unpredictable economic landscape. https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-financial-literacy-for-south-african-youth-a963ed4d-0817-47e1-aeee-80228564dc93 https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-financial-literacy-for-south-african-youth-a963ed4d-0817-47e1-aeee-80228564dc93 Mon, 15 Jun 2026 19:40:23 GMT Mon, 15 Jun 2026 19:40:23 GMT IOL Explore the critical role of financial literacy in shaping the futures of young South Africans, as industry leaders highlight the need for education in budgeting, saving, and investing to empower the next generation. https://www.iol.co.za/personal-finance/financial-planning/understanding-financial-risks-a-guide-for-young-south-africans-70d0b279-ef4a-4c3f-a8be-6df0f28ba2d7 https://www.iol.co.za/personal-finance/financial-planning/understanding-financial-risks-a-guide-for-young-south-africans-70d0b279-ef4a-4c3f-a8be-6df0f28ba2d7 Mon, 15 Jun 2026 18:57:05 GMT Mon, 15 Jun 2026 18:57:05 GMT IOL Explore the financial challenges faced by young South Africans and learn how to make informed decisions to safeguard your future. https://www.iol.co.za/personal-finance/financial-planning/youth-day-insights-the-importance-of-financial-literacy-for-south-africas-young-consumers-dd3452ea-341f-4474-8091-45734def30da https://www.iol.co.za/personal-finance/financial-planning/youth-day-insights-the-importance-of-financial-literacy-for-south-africas-young-consumers-dd3452ea-341f-4474-8091-45734def30da Mon, 15 Jun 2026 17:59:56 GMT Mon, 15 Jun 2026 17:59:56 GMT IOL On Youth Day, we explore the financial challenges faced by South Africa's youth, highlighting the importance of financial literacy and the role of registered financial planners in making informed decisions. https://www.iol.co.za/business/economy/super-el-nino-could-push-inflation-into-double-digits-667237b2-7606-46d2-9ec9-e2629bda7384 https://www.iol.co.za/business/economy/super-el-nino-could-push-inflation-into-double-digits-667237b2-7606-46d2-9ec9-e2629bda7384 Mon, 15 Jun 2026 12:47:39 GMT Mon, 15 Jun 2026 12:47:39 GMT IOL While lower oil and fuel prices could provide short-term relief, the longer-term risk to inflation may come from drought conditions and their impact on agricultural production. https://www.iol.co.za/personal-finance/debt/the-biggest-credit-crisis-in-south-africa-is-not-debt-its-access-01f9b0a4-f8db-41f7-a21c-51dcef0beafc https://www.iol.co.za/personal-finance/debt/the-biggest-credit-crisis-in-south-africa-is-not-debt-its-access-01f9b0a4-f8db-41f7-a21c-51dcef0beafc Mon, 15 Jun 2026 07:48:47 GMT Mon, 15 Jun 2026 07:48:47 GMT IOL Millions of South Africans are being denied access to formal credit and turning to informal lenders, prompting calls for urgent regulatory reform. https://www.iol.co.za/personal-finance/insurance/debunking-insurance-myths-young-south-africans-still-believe-a8cccfc5-1763-4473-ae56-b2e824ef2ddc https://www.iol.co.za/personal-finance/insurance/debunking-insurance-myths-young-south-africans-still-believe-a8cccfc5-1763-4473-ae56-b2e824ef2ddc Sun, 14 Jun 2026 07:40:12 GMT Sun, 14 Jun 2026 07:40:12 GMT IOL Are you a young South African navigating the world of insurance? Discover the common myths that could leave you financially vulnerable and learn how to protect yourself effectively. https://www.iol.co.za/personal-finance/my-money/financial-stress-driving-productivity-losses-and-staff-turnover-warns-wealthbit-a4235fbb-ccaf-4bb1-a8d0-a0707d4d6466 https://www.iol.co.za/personal-finance/my-money/financial-stress-driving-productivity-losses-and-staff-turnover-warns-wealthbit-a4235fbb-ccaf-4bb1-a8d0-a0707d4d6466 Fri, 12 Jun 2026 13:51:41 GMT Fri, 12 Jun 2026 13:51:41 GMT IOL Four in five South African employees regularly worry about money, with experts warning that financial stress is hurting productivity and increasing staff turnover. https://www.iol.co.za/personal-finance/retirement/why-south-africa-is-becoming-a-top-destination-for-british-retirees-43004000-5762-4f1a-92e0-95a364441216 https://www.iol.co.za/personal-finance/retirement/why-south-africa-is-becoming-a-top-destination-for-british-retirees-43004000-5762-4f1a-92e0-95a364441216 Fri, 12 Jun 2026 13:41:49 GMT Fri, 12 Jun 2026 13:41:49 GMT IOL Discover why South Africa is becoming an attractive retirement destination for British nationals, and learn about the complexities of cross-border retirement planning that can impact your financial future. https://www.iol.co.za/business/economy/the-true-costs-of-winter-heating-what-south-african-households-need-to-know-1683ea29-1da3-4c5b-a0d6-5de7e571e986 https://www.iol.co.za/business/economy/the-true-costs-of-winter-heating-what-south-african-households-need-to-know-1683ea29-1da3-4c5b-a0d6-5de7e571e986 Fri, 12 Jun 2026 11:59:09 GMT Fri, 12 Jun 2026 11:59:09 GMT IOL Warm air is sneaking out of your house and costing thousands over time with culprits like single-glazed windows and empty offices adding to your heating bill. https://www.iol.co.za/business/economy/how-south-africans-can-cut-winter-heating-costs-by-more-than-r1000-a-month-9b0329ca-1af7-4dda-b45a-d631751a5c3a https://www.iol.co.za/business/economy/how-south-africans-can-cut-winter-heating-costs-by-more-than-r1000-a-month-9b0329ca-1af7-4dda-b45a-d631751a5c3a Fri, 12 Jun 2026 08:31:29 GMT Fri, 12 Jun 2026 08:31:29 GMT IOL Electric blankets, door snakes and closed curtains may not be as exciting as a new heater, but they can save South African households hundreds of rand a month. https://www.iol.co.za/personal-finance/tax/the-r38-million-tax-lesson-sars-will-not-let-you-move-yesterdays-mistake-into-todays-return-bf4f1459-3d4a-48fb-9bcc-2e36689c1b62 https://www.iol.co.za/personal-finance/tax/the-r38-million-tax-lesson-sars-will-not-let-you-move-yesterdays-mistake-into-todays-return-bf4f1459-3d4a-48fb-9bcc-2e36689c1b62 Thu, 11 Jun 2026 13:46:19 GMT Thu, 11 Jun 2026 13:46:19 GMT IOL A recent Tax Court judgment has reinforced a critical lesson for taxpayers and businesses: missed deadlines cannot simply be corrected through future tax returns. https://www.iol.co.za/business/economy/longer-lives-are-creating-a-new-healthcare-challenge-7b88f53b-b987-4a1d-90bc-96ef336114cd https://www.iol.co.za/business/economy/longer-lives-are-creating-a-new-healthcare-challenge-7b88f53b-b987-4a1d-90bc-96ef336114cd Thu, 11 Jun 2026 13:08:32 GMT Thu, 11 Jun 2026 13:08:32 GMT IOL South Africans are living longer and surviving serious illnesses at higher rates, but the gains are creating a new healthcare challenge. https://www.iol.co.za/business/property/did-you-win-the-housing-lotto-south-africas-top-performing-property-markets-revealed-e583e55a-9469-4693-a285-1916a23b4740 https://www.iol.co.za/business/property/did-you-win-the-housing-lotto-south-africas-top-performing-property-markets-revealed-e583e55a-9469-4693-a285-1916a23b4740 Thu, 11 Jun 2026 10:51:10 GMT Thu, 11 Jun 2026 10:51:10 GMT IOL Could Limpopo be the next property hotspot? Discover how its 18.5% surge in property values outshines the Western Cape in 2026. https://www.iol.co.za/business/gas-or-electricity-which-is-cheaper-for-heating-a-home-this-winter-0eb9f785-1bc4-4767-8125-8273116f6810 https://www.iol.co.za/business/gas-or-electricity-which-is-cheaper-for-heating-a-home-this-winter-0eb9f785-1bc4-4767-8125-8273116f6810 Thu, 11 Jun 2026 10:08:54 GMT Thu, 11 Jun 2026 10:08:54 GMT IOL Heating a home through winter can cost more than R2,000 a month, but the cheapest energy source depends on where you live. We compared gas and electricity across four South African cities to find out which keeps a family home warm for less. https://www.iol.co.za/business/south-africas-banks-see-credit-market-rebound-as-bad-debts-begin-to-ease-438af1b3-1660-41ea-8e36-e7692191f91e https://www.iol.co.za/business/south-africas-banks-see-credit-market-rebound-as-bad-debts-begin-to-ease-438af1b3-1660-41ea-8e36-e7692191f91e Wed, 10 Jun 2026 14:25:05 GMT Wed, 10 Jun 2026 14:25:05 GMT IOL South Africa's largest banks say non-performing loans have stabilised and credit losses are returning to normal levels after several difficult years. https://www.iol.co.za/personal-finance/financial-planning/interest-rate-hikes-and-inflation-push-debt-counselling-into-focus-for-struggling-households-7f0bf6d9-5d5d-4de6-a099-e8db94980565 https://www.iol.co.za/personal-finance/financial-planning/interest-rate-hikes-and-inflation-push-debt-counselling-into-focus-for-struggling-households-7f0bf6d9-5d5d-4de6-a099-e8db94980565 Wed, 10 Jun 2026 12:45:45 GMT Wed, 10 Jun 2026 12:45:45 GMT IOL The National Debt Counselling Association says debt counselling remains one of the most effective ways for over indebted consumers to protect their assets and regain financial stability. https://www.iol.co.za/personal-finance/financial-planning/up-to-70-of-south-africans-die-without-a-valid-will-leaving-families-exposed-to-financial-hardship-54368079-f828-479c-9ad6-6a961df2ab0e https://www.iol.co.za/personal-finance/financial-planning/up-to-70-of-south-africans-die-without-a-valid-will-leaving-families-exposed-to-financial-hardship-54368079-f828-479c-9ad6-6a961df2ab0e Wed, 10 Jun 2026 12:45:24 GMT Wed, 10 Jun 2026 12:45:24 GMT IOL Experts warn that failing to draft a Will can leave families facing months of uncertainty and significant financial strain after a loved one's death. https://www.iol.co.za/personal-finance/financial-planning/why-the-first-90-days-after-resignation-or-retrenchment-matter-most-8792d67e-2da8-4c59-a6ce-e3caad0718ac https://www.iol.co.za/personal-finance/financial-planning/why-the-first-90-days-after-resignation-or-retrenchment-matter-most-8792d67e-2da8-4c59-a6ce-e3caad0718ac Wed, 10 Jun 2026 12:20:29 GMT Wed, 10 Jun 2026 12:20:29 GMT IOL Facing a sudden career change? Discover why the first 90 days after resignation or retrenchment are crucial for your financial future and learn key strategies to secure your long-term financial health. https://www.iol.co.za/personal-finance/guides/youth-month-10-proven-ways-young-south-africans-can-earn-money-online-in-2026-2977963b-3c52-430e-b2d3-83d087ad52c8 https://www.iol.co.za/personal-finance/guides/youth-month-10-proven-ways-young-south-africans-can-earn-money-online-in-2026-2977963b-3c52-430e-b2d3-83d087ad52c8 Wed, 10 Jun 2026 12:06:55 GMT Wed, 10 Jun 2026 12:06:55 GMT IOL From freelance writing and coding to content creation and affiliate marketing, the digital economy is creating new income opportunities for young people. https://www.iol.co.za/personal-finance/insurance/the-hidden-costs-of-healthcare-five-myths-that-could-hurt-your-finances-bbe1eb05-82ff-4c46-a6cc-6e9d5a8461e5 https://www.iol.co.za/personal-finance/insurance/the-hidden-costs-of-healthcare-five-myths-that-could-hurt-your-finances-bbe1eb05-82ff-4c46-a6cc-6e9d5a8461e5 Wed, 10 Jun 2026 12:06:01 GMT Wed, 10 Jun 2026 12:06:01 GMT IOL Think your medical aid covers all your healthcare costs? Think again! Discover the five myths that could leave you financially vulnerable. https://www.iol.co.za/personal-finance/financial-planning/the-first-paycheque-trap-how-to-outsmart-lifestyle-creep-and-build-real-wealth-f8b69d0a-5d99-4acc-ae38-806ce09c6174 https://www.iol.co.za/personal-finance/financial-planning/the-first-paycheque-trap-how-to-outsmart-lifestyle-creep-and-build-real-wealth-f8b69d0a-5d99-4acc-ae38-806ce09c6174 Wed, 10 Jun 2026 12:04:54 GMT Wed, 10 Jun 2026 12:04:54 GMT IOL Discover how to make the most of your first paycheque and avoid the pitfalls of lifestyle creep. Learn practical strategies to secure your financial future and build real wealth from day one. https://www.iol.co.za/personal-finance/retirement/retirement-planning-common-money-mistakes-that-affect-long-term-financial-security-a9206d62-d464-4d9d-9663-a784a40f1cfc https://www.iol.co.za/personal-finance/retirement/retirement-planning-common-money-mistakes-that-affect-long-term-financial-security-a9206d62-d464-4d9d-9663-a784a40f1cfc Wed, 10 Jun 2026 12:03:53 GMT Wed, 10 Jun 2026 12:03:53 GMT IOL Did you know that only 6% of people in a room of 17 are likely to retire comfortably? Discover the key financial decisions that can make or break your retirement plan. https://www.iol.co.za/personal-finance/guides/the-rise-of-gambling-in-south-africa-financial-strain-driving-consumers-to-bet-fb4b3b52-18f2-48a8-a8c5-6fe8528b4f0d https://www.iol.co.za/personal-finance/guides/the-rise-of-gambling-in-south-africa-financial-strain-driving-consumers-to-bet-fb4b3b52-18f2-48a8-a8c5-6fe8528b4f0d Wed, 10 Jun 2026 12:02:24 GMT Wed, 10 Jun 2026 12:02:24 GMT IOL With South Africa's gambling industry seeing record revenues, experts warn that financial strain is pushing consumers to prioritise betting over essentials. This article explores the implications of this trend and offers advice for responsible gambling https://www.iol.co.za/personal-finance/investments/why-financially-savvy-south-africans-are-delaying-investment-decisions-e653da32-e73d-4f51-948b-39178e4520bc https://www.iol.co.za/personal-finance/investments/why-financially-savvy-south-africans-are-delaying-investment-decisions-e653da32-e73d-4f51-948b-39178e4520bc Wed, 10 Jun 2026 12:01:22 GMT Wed, 10 Jun 2026 12:01:22 GMT IOL Financial experts warn that information overload and economic uncertainty are causing many South Africans to delay investing, potentially harming their long term wealth prospects. https://www.iol.co.za/personal-finance/my-money/when-the-contract-ends-and-the-bills-dont-e9776916-7868-400e-b5e2-bbb3c6af9df7 https://www.iol.co.za/personal-finance/my-money/when-the-contract-ends-and-the-bills-dont-e9776916-7868-400e-b5e2-bbb3c6af9df7 Wed, 10 Jun 2026 12:00:26 GMT Wed, 10 Jun 2026 12:00:26 GMT IOL One freelancer lost about three-quarters of his income overnight. Here is what he did and what the experts say about it. https://www.iol.co.za/business/economy/south-africas-r45bn-fuel-bill-starts-showing-up-in-the-economy-fa9d1687-9911-4755-a439-5fc7f3a0a879 https://www.iol.co.za/business/economy/south-africas-r45bn-fuel-bill-starts-showing-up-in-the-economy-fa9d1687-9911-4755-a439-5fc7f3a0a879 Wed, 10 Jun 2026 11:18:53 GMT Wed, 10 Jun 2026 11:18:53 GMT IOL A R45 billion fuel-price shock is beginning to ripple through the economy, as rising costs, higher interest rates and weaker confidence weigh on activity. https://www.iol.co.za/business-report/economy/south-african-insurers-poised-to-weather-economic-and-geopolitical-storms-says-s-and-p-f41ae021-bcf7-4a8f-baa1-06384bb388dd https://www.iol.co.za/business-report/economy/south-african-insurers-poised-to-weather-economic-and-geopolitical-storms-says-s-and-p-f41ae021-bcf7-4a8f-baa1-06384bb388dd Wed, 10 Jun 2026 10:35:18 GMT Wed, 10 Jun 2026 10:35:18 GMT IOL Despite geopolitical tensions and economic uncertainty, South Africa's insurance industry is expected to remain resilient, according to S&P Global Ratings. The report highlights strong capital buffers and prudent risk management as key factors supporting the sector's stability. https://www.iol.co.za/personal-finance/legal-notices/fsca-warns-south-africans-against-fast-profit-income-crypto-and-forex-investment-scheme-f52c460b-0cea-4fba-b83a-e663c6aa5ac5 https://www.iol.co.za/personal-finance/legal-notices/fsca-warns-south-africans-against-fast-profit-income-crypto-and-forex-investment-scheme-f52c460b-0cea-4fba-b83a-e663c6aa5ac5 Tue, 09 Jun 2026 12:51:31 GMT Tue, 09 Jun 2026 12:51:31 GMT IOL The FSCA has issued a public warning against Fast Profit Income, cautioning South Africans to be wary of investment offers promising returns of up to 200% and to verify authorisation before investing. https://www.iol.co.za/business-report/economy/sarb-says-south-africa-needs-faster-cheaper-digital-payments-before-launching-a-retail-cbdc-e451f06e-bfa2-4305-9d59-3fae2d58ea17 https://www.iol.co.za/business-report/economy/sarb-says-south-africa-needs-faster-cheaper-digital-payments-before-launching-a-retail-cbdc-e451f06e-bfa2-4305-9d59-3fae2d58ea17 Tue, 09 Jun 2026 08:46:11 GMT Tue, 09 Jun 2026 08:46:11 GMT IOL Rashad Cassim, Deputy Governor of the South African Reserve Bank, emphasises the need for modernising the country's payment system over the immediate introduction of a retail CBDC, highlighting the importance of fast, secure, and inclusive digital payments. https://www.iol.co.za/business/the-surprising-reason-your-electricity-bill-is-soaring-this-winter-f0458da2-227d-4e7d-b632-93f1683b32c4 https://www.iol.co.za/business/the-surprising-reason-your-electricity-bill-is-soaring-this-winter-f0458da2-227d-4e7d-b632-93f1683b32c4 Mon, 08 Jun 2026 11:16:16 GMT Mon, 08 Jun 2026 11:16:16 GMT IOL Many South Africans worry that electric blankets are behind soaring winter electricity bills. The numbers suggest room heaters may be the real culprit. But it all depends on use. https://www.iol.co.za/business/economy/dont-get-your-hopes-up-about-july-fuel-cuts-just-yet-33e08d6c-35d2-4a13-9cb9-f15553fd30b0 https://www.iol.co.za/business/economy/dont-get-your-hopes-up-about-july-fuel-cuts-just-yet-33e08d6c-35d2-4a13-9cb9-f15553fd30b0 Sun, 07 Jun 2026 13:53:27 GMT Sun, 07 Jun 2026 13:53:27 GMT IOL Early fuel-price data points to relief at the pumps next month, but oil markets, the rand and Middle East tensions could still change the picture. https://www.iol.co.za/personal-finance/my-money/cofi-bill-what-does-it-mean-for-south-african-consumers-4af1fc9e-b8bc-4704-9930-dea4be4e44a9 https://www.iol.co.za/personal-finance/my-money/cofi-bill-what-does-it-mean-for-south-african-consumers-4af1fc9e-b8bc-4704-9930-dea4be4e44a9 Sun, 07 Jun 2026 06:30:23 GMT Sun, 07 Jun 2026 06:30:23 GMT IOL Discover how the proposed COFI Bill could revolutionise transparency in South Africa's financial sector, requiring institutions to publish their audited financial statements and enhancing consumer protection. https://www.iol.co.za/personal-finance/my-money/an-open-letter-to-the-minister-of-finance-on-bank-fraud-accountability-19f17e41-9be5-45b6-a529-b52a506f53a6 https://www.iol.co.za/personal-finance/my-money/an-open-letter-to-the-minister-of-finance-on-bank-fraud-accountability-19f17e41-9be5-45b6-a529-b52a506f53a6 Sun, 07 Jun 2026 06:29:51 GMT Sun, 07 Jun 2026 06:29:51 GMT IOL Consumers are increasingly falling victim to cybercrime through banks, leaving them vulnerable and without recourse. This open letter urges the Minister of Finance to implement accountability measures for financial institutions to protect consumers. https://www.iol.co.za/personal-finance/my-money/south-africans-are-finding-it-easier-to-talk-to-ai-about-their-debt-daaffef4-6226-41d3-be7f-272aaed9e912 https://www.iol.co.za/personal-finance/my-money/south-africans-are-finding-it-easier-to-talk-to-ai-about-their-debt-daaffef4-6226-41d3-be7f-272aaed9e912 Sun, 07 Jun 2026 06:29:24 GMT Sun, 07 Jun 2026 06:29:24 GMT IOL As household debt pressures mount, experts say AI voice agents are helping consumers navigate difficult financial conversations without the embarrassment often associated with traditional debt collection. https://www.iol.co.za/business/the-golden-secret-how-africas-high-net-worth-elite-defied-the-odds-last-year-59e9c26a-f553-4395-bd66-1711942729c4 https://www.iol.co.za/business/the-golden-secret-how-africas-high-net-worth-elite-defied-the-odds-last-year-59e9c26a-f553-4395-bd66-1711942729c4 Fri, 05 Jun 2026 13:44:52 GMT Fri, 05 Jun 2026 13:44:52 GMT IOL African high-net-worth wealth rose 7% in 2025, driven by stronger gold prices and international investment, according to Capgemini's World Wealth Report 2026. https://www.iol.co.za/business-report/economy/south-africas-next-generation-is-entering-the-credit-market-under-strain-32a3af0a-826d-42e8-bcbe-668628394dbc https://www.iol.co.za/business-report/economy/south-africas-next-generation-is-entering-the-credit-market-under-strain-32a3af0a-826d-42e8-bcbe-668628394dbc Fri, 05 Jun 2026 13:41:58 GMT Fri, 05 Jun 2026 13:41:58 GMT IOL South Africa’s youth are borrowing more to survive rising living costs, but experts warn that limited income and high unemployment are creating a fragile financial future. https://www.iol.co.za/personal-finance/tax/supreme-court-of-appeal-reins-in-sars-search-and-seizure-powers-0cc7eb32-63a4-4414-8967-f5f8f9d99275 https://www.iol.co.za/personal-finance/tax/supreme-court-of-appeal-reins-in-sars-search-and-seizure-powers-0cc7eb32-63a4-4414-8967-f5f8f9d99275 Fri, 05 Jun 2026 06:09:47 GMT Fri, 05 Jun 2026 06:09:47 GMT IOL A landmark Supreme Court of Appeal ruling has confirmed that SARS cannot use overly broad search warrants, reinforcing taxpayer rights and the importance of lawful tax administration. https://www.iol.co.za/personal-finance/my-money/from-trust-wars-to-trust-economies-rethinking-sas-cross-border-e-commerce-trajectory-d4cc0184-7787-45dc-a67a-573229cba853 https://www.iol.co.za/personal-finance/my-money/from-trust-wars-to-trust-economies-rethinking-sas-cross-border-e-commerce-trajectory-d4cc0184-7787-45dc-a67a-573229cba853 Wed, 03 Jun 2026 17:23:43 GMT Wed, 03 Jun 2026 17:23:43 GMT IOL Discover how the latest Mustang Pay report reveals a pivotal shift in South Africa's e-commerce landscape, moving from aggressive price competition to a trust-driven economy, and what this means for the future of digital trade. https://www.iol.co.za/business/government-debt-costs-mount-as-r2-billion-payout-looms-b27ee53f-14e3-41b8-80e8-44457ed40469 https://www.iol.co.za/business/government-debt-costs-mount-as-r2-billion-payout-looms-b27ee53f-14e3-41b8-80e8-44457ed40469 Wed, 03 Jun 2026 13:44:09 GMT Wed, 03 Jun 2026 13:44:09 GMT IOL National Treasury will make a R2.02 billion interest payment next week to investors such as pensioners on one of South Africa's inflation-linked bonds. https://www.iol.co.za/personal-finance/financial-planning/when-a-power-of-attorney-isnt-enough-d5a3186c-5c79-492b-9cd0-8e58e65511eb https://www.iol.co.za/personal-finance/financial-planning/when-a-power-of-attorney-isnt-enough-d5a3186c-5c79-492b-9cd0-8e58e65511eb Wed, 03 Jun 2026 11:06:43 GMT Wed, 03 Jun 2026 11:06:43 GMT IOL A Power of Attorney is less powerful than most families assume – and the window to use it may be shorter than you think. https://www.iol.co.za/personal-finance/guides/transforming-global-finance-leveraging-african-innovation-to-power-emerging-market-economies-5869e848-2983-448e-9856-d6c7ac272864 https://www.iol.co.za/personal-finance/guides/transforming-global-finance-leveraging-african-innovation-to-power-emerging-market-economies-5869e848-2983-448e-9856-d6c7ac272864 Wed, 03 Jun 2026 10:02:59 GMT Wed, 03 Jun 2026 10:02:59 GMT IOL Discover how African fintech is revolutionising global finance, bridging gaps in emerging markets and setting the stage for a new era of digital inclusion. https://www.iol.co.za/personal-finance/investments/south-african-banks-urged-to-overhaul-fraud-dispute-processes-as-digital-banking-scams-surge-594c5bd1-ac66-4679-807e-f71ce6b7f3dc https://www.iol.co.za/personal-finance/investments/south-african-banks-urged-to-overhaul-fraud-dispute-processes-as-digital-banking-scams-surge-594c5bd1-ac66-4679-807e-f71ce6b7f3dc Wed, 03 Jun 2026 10:02:18 GMT Wed, 03 Jun 2026 10:02:18 GMT IOL South Africa's digital fraud crisis is exposing weaknesses in bank dispute processes, with industry experts calling for greater transparency and faster resolutions. https://www.iol.co.za/personal-finance/my-money/the-micro-loan-is-replacing-the-salary-increase-for-many-south-africans-cc2ad4b1-1f5f-4a17-a4ba-82b25d083e5d https://www.iol.co.za/personal-finance/my-money/the-micro-loan-is-replacing-the-salary-increase-for-many-south-africans-cc2ad4b1-1f5f-4a17-a4ba-82b25d083e5d Wed, 03 Jun 2026 10:00:20 GMT Wed, 03 Jun 2026 10:00:20 GMT IOL Explore how South Africa's consumer credit landscape is evolving, as personal loans shift from large purchases to essential survival needs, revealing the challenges faced by households in managing their finances. https://www.iol.co.za/personal-finance/my-money/digital-wallets-are-reshaping-how-south-africans-pay-18ddf1cd-b653-4a8a-90ff-8a64170f8c04 https://www.iol.co.za/personal-finance/my-money/digital-wallets-are-reshaping-how-south-africans-pay-18ddf1cd-b653-4a8a-90ff-8a64170f8c04 Wed, 03 Jun 2026 09:59:07 GMT Wed, 03 Jun 2026 09:59:07 GMT IOL Discover how digital wallets are revolutionising payment methods in South Africa, transforming consumer behaviour and shaping the future of commerce. https://www.iol.co.za/personal-finance/my-money/more-south-africans-prioritise-debt-repayment-and-savings-amid-economic-pressure-fcfe2ff9-43a2-4432-ab1f-23314d8cc23c https://www.iol.co.za/personal-finance/my-money/more-south-africans-prioritise-debt-repayment-and-savings-amid-economic-pressure-fcfe2ff9-43a2-4432-ab1f-23314d8cc23c Wed, 03 Jun 2026 09:58:10 GMT Wed, 03 Jun 2026 09:58:10 GMT IOL South Africans are becoming more cautious with their money as rising fuel prices, electricity tariffs and inflation continue to squeeze household budgets, according to new research. https://www.iol.co.za/personal-finance/financial-planning/to-reach-your-financial-goals-you-need-to-define-them-first-cd1caaba-396e-410b-bb5b-fa6bdcd0ecae https://www.iol.co.za/personal-finance/financial-planning/to-reach-your-financial-goals-you-need-to-define-them-first-cd1caaba-396e-410b-bb5b-fa6bdcd0ecae Wed, 03 Jun 2026 09:54:18 GMT Wed, 03 Jun 2026 09:54:18 GMT IOL Financial success rarely happens overnight or by accident – achieving financial stability or wealth requires a clearly defined strategy. Without a clearly defined plan, it’s easy to go off course – changing from one decision to another without measurable progress. https://www.iol.co.za/personal-finance/financial-planning/critical-illness-claims-surpass-r1-billion-as-south-africans-remain-underinsured-5f49cf84-8118-45e3-9d80-0067a5bf4a5c https://www.iol.co.za/personal-finance/financial-planning/critical-illness-claims-surpass-r1-billion-as-south-africans-remain-underinsured-5f49cf84-8118-45e3-9d80-0067a5bf4a5c Wed, 03 Jun 2026 09:53:37 GMT Wed, 03 Jun 2026 09:53:37 GMT IOL New claims data reveals a significant protection gap among South Africans, with many insured against death but lacking cover for critical illnesses, disability and loss of income. https://www.iol.co.za/business-report/economy/high-court-rules-bitcoin-is-capital-under-sa-exchange-control-laws-orders-r6m-forfeiture-abd441a6-7fdb-435e-b3a2-e0d3a3e0b7be https://www.iol.co.za/business-report/economy/high-court-rules-bitcoin-is-capital-under-sa-exchange-control-laws-orders-r6m-forfeiture-abd441a6-7fdb-435e-b3a2-e0d3a3e0b7be Tue, 02 Jun 2026 09:07:36 GMT Tue, 02 Jun 2026 09:07:36 GMT IOL The South Gauteng High Court has ruled that Bitcoin is both capital and money under South Africa's exchange control regulations, a decision that could reshape the landscape for cryptocurrency transactions in the country. https://www.iol.co.za/personal-finance/financial-planning/how-much-should-i-budget-for-maintenance-costs-f1beaf51-649f-459d-8a31-834ba202cb3b https://www.iol.co.za/personal-finance/financial-planning/how-much-should-i-budget-for-maintenance-costs-f1beaf51-649f-459d-8a31-834ba202cb3b Tue, 02 Jun 2026 08:08:08 GMT Tue, 02 Jun 2026 08:08:08 GMT IOL Proactive budgeting for home maintenance can save you from unexpected repair costs and preserve your property's value. Discover how to effectively plan your maintenance expenses today. https://www.iol.co.za/personal-finance/my-money/are-we-wasting-money-on-gifts-2616be83-db17-4544-b0ab-616352565bad https://www.iol.co.za/personal-finance/my-money/are-we-wasting-money-on-gifts-2616be83-db17-4544-b0ab-616352565bad Tue, 02 Jun 2026 07:52:29 GMT Tue, 02 Jun 2026 07:52:29 GMT IOL When done well, a physical gift creates a moment of genuine delight. The problem is that for too many brands, merch is a last minute consideration which someone has hastily picked from a catalogue. https://www.iol.co.za/personal-finance/financial-planning/how-trusts-can-safeguard-your-wealth-for-future-generations-f5ddf1f3-0e6c-4778-97fd-52c092c1ba5f https://www.iol.co.za/personal-finance/financial-planning/how-trusts-can-safeguard-your-wealth-for-future-generations-f5ddf1f3-0e6c-4778-97fd-52c092c1ba5f Mon, 01 Jun 2026 12:18:57 GMT Mon, 01 Jun 2026 12:18:57 GMT IOL Explore how trusts can play a crucial role in global estate planning, offering benefits such as asset protection and tax efficiency. Discover the various types of trusts and learn how to effectively manage your wealth across generations. https://www.iol.co.za/personal-finance/financial-planning/why-a-valid-will-is-just-the-beginning-of-effective-estate-planning-868103b5-cd53-4516-9c41-7555d2d0ec7d https://www.iol.co.za/personal-finance/financial-planning/why-a-valid-will-is-just-the-beginning-of-effective-estate-planning-868103b5-cd53-4516-9c41-7555d2d0ec7d Mon, 01 Jun 2026 12:18:54 GMT Mon, 01 Jun 2026 12:18:54 GMT IOL Many believe that having a valid Will is sufficient for estate planning. However, this article explores the critical role of estate liquidity and the potential complications that can arise when assets are not easily convertible to cash. https://www.iol.co.za/personal-finance/financial-planning/rate-hike-has-a-hidden-upside-for-south-african-savers-10450bf3-71ff-46b3-b66f-984fb0742c2b https://www.iol.co.za/personal-finance/financial-planning/rate-hike-has-a-hidden-upside-for-south-african-savers-10450bf3-71ff-46b3-b66f-984fb0742c2b Mon, 01 Jun 2026 12:18:52 GMT Mon, 01 Jun 2026 12:18:52 GMT IOL Interest rate hike demonstrates SARB’s commitment to defending inflation target – and there’s also a silver lining for savers, says Jurgen Eckmann, Wealth Manager at Consult by Momentum. https://www.iol.co.za/personal-finance/financial-planning/sca-clarifies-12-month-period-for-tracing-dependants-in-retirement-fund-cases-999763f5-b55a-4593-b63a-2c56a8326a66 https://www.iol.co.za/personal-finance/financial-planning/sca-clarifies-12-month-period-for-tracing-dependants-in-retirement-fund-cases-999763f5-b55a-4593-b63a-2c56a8326a66 Mon, 01 Jun 2026 05:09:29 GMT Mon, 01 Jun 2026 05:09:29 GMT IOL The Supreme Court of Appeal has upheld a ruling clarifying that retirement funds have 12 months from the date of awareness of a member's death to trace dependants and distribute benefits, ensuring accountability in fund management.