https://www.iol.co.za https://www.iol.co.za/assets/img/branding/iol/iol-logo-196x82.jpg https://www.iol.co.za RSS for Node Fri, 09 Oct 2026 18:34:09 GMT Fri, 09 Oct 2026 18:34:09 GMT https://www.iol.co.za/rss 60 https://www.iol.co.za/business/jobs/berry-picker-awarded-one-years-salary-after-losing-job-on-return-from-maternity-leave-7d033377-a9f7-4676-8c6b-30d4c05426a9 https://www.iol.co.za/business/jobs/berry-picker-awarded-one-years-salary-after-losing-job-on-return-from-maternity-leave-7d033377-a9f7-4676-8c6b-30d4c05426a9 Fri, 09 Oct 2026 06:47:46 GMT Fri, 09 Oct 2026 06:47:46 GMT IOL A Stellenbosch farmworker who returned from maternity leave to find herself out of a job has won R62,100 in compensation and other payments after the Labour Court ruled that her retrenchment was unfair. https://www.iol.co.za/business/economy/brace-for-another-interest-rate-hike-more-inflation-as-fuel-increases-unleash-vicious-cycle-be11111d-9ad6-4b70-a14c-0f6cecc2922e https://www.iol.co.za/business/economy/brace-for-another-interest-rate-hike-more-inflation-as-fuel-increases-unleash-vicious-cycle-be11111d-9ad6-4b70-a14c-0f6cecc2922e Wed, 07 Oct 2026 10:04:58 GMT Wed, 07 Oct 2026 10:04:58 GMT IOL Higher fuel prices could push inflation and interest rates higher, adding to debt repayments before consumers even get to the petrol station, supermarket or anything else they need to pay for. https://www.iol.co.za/business/savings/fsca-raises-red-flag-over-geefx-investments-07dfe9b8-3278-453b-835c-d88ca623461b https://www.iol.co.za/business/savings/fsca-raises-red-flag-over-geefx-investments-07dfe9b8-3278-453b-835c-d88ca623461b Wed, 07 Oct 2026 10:02:47 GMT Wed, 07 Oct 2026 10:02:47 GMT IOL The FSCA has warned the public about Geefx and says neither the company nor Uwen Paulsen is authorised to provide financial services, while urging caution over investment offers. https://www.iol.co.za/business/bank-forced-to-wipe-r300000-car-debt-after-botched-repossession-39dc959d-d366-4aad-9690-9c6bd50395cd https://www.iol.co.za/business/bank-forced-to-wipe-r300000-car-debt-after-botched-repossession-39dc959d-d366-4aad-9690-9c6bd50395cd Mon, 05 Oct 2026 15:02:51 GMT Mon, 05 Oct 2026 15:02:51 GMT IOL A motorist left owing about R300,000 after a bank repossessed and sold his vehicle has had the entire shortfall written off after the bank could not prove he voluntarily surrendered the car or that it had a court order. https://www.iol.co.za/business/jobs/you-could-lose-your-shirt-trying-to-rescue-your-company-5a3f08b6-1253-4379-b320-e9df1a568eec https://www.iol.co.za/business/jobs/you-could-lose-your-shirt-trying-to-rescue-your-company-5a3f08b6-1253-4379-b320-e9df1a568eec Fri, 02 Oct 2026 12:59:44 GMT Fri, 02 Oct 2026 12:59:44 GMT IOL Business rescue is intended to give struggling companies a second chance, but it can take more than a year, cost money they no longer have and still end in liquidation. https://www.iol.co.za/business/economy/fuel-price-crisis-how-the-vicious-cycle-is-squeezing-your-wallet-from-every-angle-45ebb025-bd6c-4faf-a1c2-7dae65cd8913 https://www.iol.co.za/business/economy/fuel-price-crisis-how-the-vicious-cycle-is-squeezing-your-wallet-from-every-angle-45ebb025-bd6c-4faf-a1c2-7dae65cd8913 Fri, 02 Oct 2026 12:56:24 GMT Fri, 02 Oct 2026 12:56:24 GMT IOL Higher fuel prices could push inflation and interest rates higher, adding to debt repayments before consumers even get to the petrol station, supermarket or anything else they need to pay for. https://www.iol.co.za/business/discovery-momentum-among-medical-aid-hikes-nearly-double-cmss-38-benchmark-f2495fd1-7f10-4cf4-a26e-ec9112406b61 https://www.iol.co.za/business/discovery-momentum-among-medical-aid-hikes-nearly-double-cmss-38-benchmark-f2495fd1-7f10-4cf4-a26e-ec9112406b61 Fri, 02 Oct 2026 09:22:49 GMT Fri, 02 Oct 2026 09:22:49 GMT IOL South Africans with medical aid face another round of above-inflation contribution increases in 2027, despite the regulator urging schemes to keep affordability in mind. https://www.iol.co.za/business/jobs/why-you-are-earning-less-than-you-did-a-year-ago-aa283d00-2965-4f04-9401-0473cfa3e26f https://www.iol.co.za/business/jobs/why-you-are-earning-less-than-you-did-a-year-ago-aa283d00-2965-4f04-9401-0473cfa3e26f Thu, 01 Oct 2026 05:17:15 GMT Thu, 01 Oct 2026 05:17:15 GMT IOL Average take-home pay fell in August, while salaries have declined by more than 2% in real terms so far this year. https://www.iol.co.za/personal-finance/sponsored/your-savings-wealth-and-budgeting-questions-answered-8bf48557-1679-4c2f-bbd0-e675720351d8 https://www.iol.co.za/personal-finance/sponsored/your-savings-wealth-and-budgeting-questions-answered-8bf48557-1679-4c2f-bbd0-e675720351d8 Tue, 29 Sep 2026 13:42:27 GMT Tue, 29 Sep 2026 13:42:27 GMT IOL PSG answers your savings, wealth and budgeting questions. https://www.iol.co.za/business/south-africans-are-among-the-worlds-most-financially-stressed-3efc5e4a-a329-4267-aae6-fe83eb14c523 https://www.iol.co.za/business/south-africans-are-among-the-worlds-most-financially-stressed-3efc5e4a-a329-4267-aae6-fe83eb14c523 Tue, 29 Sep 2026 04:46:24 GMT Tue, 29 Sep 2026 04:46:24 GMT IOL South Africa ranked ninth among 32 countries for financial stress as local research finds applicants typically committed 58.4% of take-home pay to debt repayments. https://www.iol.co.za/business/30248-south-africans-hit-with-debt-summonses-in-just-one-month-d3a83a5c-4bdf-40f5-a504-cf21d19b885e https://www.iol.co.za/business/30248-south-africans-hit-with-debt-summonses-in-just-one-month-d3a83a5c-4bdf-40f5-a504-cf21d19b885e Mon, 28 Sep 2026 09:09:22 GMT Mon, 28 Sep 2026 09:09:22 GMT IOL More than 30,000 summonses were issued against private individuals in July as unpaid loans and other debts reached the courts as debt judgments hit R1 billion. https://www.iol.co.za/business/interest-rate-hike-takes-effect-heres-how-much-more-you-will-pay-for-your-car-and-home-afc866de-6a80-4f89-9935-740f43148d58 https://www.iol.co.za/business/interest-rate-hike-takes-effect-heres-how-much-more-you-will-pay-for-your-car-and-home-afc866de-6a80-4f89-9935-740f43148d58 Fri, 25 Sep 2026 07:44:46 GMT Fri, 25 Sep 2026 07:44:46 GMT IOL The latest interest rate hike takes effect today, pushing prime to 10.75% and increasing monthly repayments on variable-rate car and home loans. https://www.iol.co.za/business/economy/have-south-african-interest-rates-finally-peaked-experts-weigh-in-beaf59ca-c032-4442-9afd-c2b4b339209b https://www.iol.co.za/business/economy/have-south-african-interest-rates-finally-peaked-experts-weigh-in-beaf59ca-c032-4442-9afd-c2b4b339209b Wed, 23 Sep 2026 16:11:22 GMT Wed, 23 Sep 2026 16:11:22 GMT IOL The Reserve Bank’s unanimous rate hike was more hawkish than expected, but economists say the latest increase could also mark the top of the cycle. https://www.iol.co.za/business/economy/watch-sarb-hikes-interest-rate-on-back-of-higher-inflation-a0f3292f-09c4-4b93-ac7b-58ddb503cf41 https://www.iol.co.za/business/economy/watch-sarb-hikes-interest-rate-on-back-of-higher-inflation-a0f3292f-09c4-4b93-ac7b-58ddb503cf41 Wed, 23 Sep 2026 13:25:27 GMT Wed, 23 Sep 2026 13:25:27 GMT IOL As the central bank sees risks to the upside of inflation, it has hiked the prime interest rate to 10.75%. https://www.iol.co.za/business/economy/watch-will-it-hold-or-rise-sarb-to-announce-interest-rate-decision-this-afternoon-8472ca28-65fb-405e-9b3e-4237313570e2 https://www.iol.co.za/business/economy/watch-will-it-hold-or-rise-sarb-to-announce-interest-rate-decision-this-afternoon-8472ca28-65fb-405e-9b3e-4237313570e2 Wed, 23 Sep 2026 13:03:45 GMT Wed, 23 Sep 2026 13:03:45 GMT IOL Markets are betting on another interest rate hike this week, although easing inflation expectations and a contracting economy could give the Reserve Bank reason to hold. https://www.iol.co.za/business/economy/south-africas-inflation-rises-to-44-as-transport-costs-fuel-price-pressures-8664a97b-83a8-49d8-918e-04a52bd59244 https://www.iol.co.za/business/economy/south-africas-inflation-rises-to-44-as-transport-costs-fuel-price-pressures-8664a97b-83a8-49d8-918e-04a52bd59244 Wed, 23 Sep 2026 08:19:11 GMT Wed, 23 Sep 2026 08:19:11 GMT IOL South Africa’s inflation rate edged up to 4.4% in August, with housing and transport the biggest contributors, hours before the central bank announces its latest interest rate decision. https://www.iol.co.za/business/murder-for-money-insurance-cases-nearly-triple-as-calls-grow-for-tighter-controls-a49e0137-8de5-450c-9ca3-8e0db0b503da https://www.iol.co.za/business/murder-for-money-insurance-cases-nearly-triple-as-calls-grow-for-tighter-controls-a49e0137-8de5-450c-9ca3-8e0db0b503da Tue, 22 Sep 2026 17:46:14 GMT Tue, 22 Sep 2026 17:46:14 GMT IOL Life insurers detected 38 murder-for-money cases in 2024, almost three times the number a year earlier, as the National Financial Ombud calls for tighter controls over policies taken out on someone else’s life. https://www.iol.co.za/business/economy/moneys-on-a-rate-hike-this-week-as-oil-prices-and-fed-move-pile-pressure-on-sarb-8bf8f703-9fcb-4963-866a-cce4f6ab4f50 https://www.iol.co.za/business/economy/moneys-on-a-rate-hike-this-week-as-oil-prices-and-fed-move-pile-pressure-on-sarb-8bf8f703-9fcb-4963-866a-cce4f6ab4f50 Mon, 21 Sep 2026 09:00:10 GMT Mon, 21 Sep 2026 09:00:10 GMT IOL Markets are betting on another interest rate hike this week, although easing inflation expectations and a contracting economy could give the Reserve Bank reason to hold. https://www.iol.co.za/business/nearly-60-of-income-gone-before-the-bills-south-africas-debt-warning-2251516a-63bb-4cbc-aa67-b0a897f7583f https://www.iol.co.za/business/nearly-60-of-income-gone-before-the-bills-south-africas-debt-warning-2251516a-63bb-4cbc-aa67-b0a897f7583f Mon, 21 Sep 2026 04:24:40 GMT Mon, 21 Sep 2026 04:24:40 GMT IOL South Africans applying for debt review spend almost 60% of take-home pay on unsecured debt, while millions have no savings for emergencies. https://www.iol.co.za/business/pay-up-your-one-cent-sars-admits-error-over-bizarre-tax-demand-e043efc5-3646-4234-85f8-f4bfee22ee7e https://www.iol.co.za/business/pay-up-your-one-cent-sars-admits-error-over-bizarre-tax-demand-e043efc5-3646-4234-85f8-f4bfee22ee7e Tue, 15 Sep 2026 11:38:25 GMT Tue, 15 Sep 2026 11:38:25 GMT IOL SARS has admitted a final demand ordering a taxpayer to pay an outstanding tax bill of just one cent was issued in error, amid a history of mistakes acknowledged by the revenue service and recorded by the courts. https://www.iol.co.za/business/money-is-stressing-south-africans-out-but-we-wont-talk-about-it-ab36fbf5-1871-453d-bdeb-b6711bc9afa6 https://www.iol.co.za/business/money-is-stressing-south-africans-out-but-we-wont-talk-about-it-ab36fbf5-1871-453d-bdeb-b6711bc9afa6 Mon, 14 Sep 2026 13:39:34 GMT Mon, 14 Sep 2026 13:39:34 GMT IOL More than half of South Africans say money is their biggest source of stress, while separate research shows financial pressure is rising. https://www.iol.co.za/business/jobs/public-servants-tap-r15-billion-in-retirement-savings-abfb52d6-8f91-4a44-9d21-fecfaa1ab8d5 https://www.iol.co.za/business/jobs/public-servants-tap-r15-billion-in-retirement-savings-abfb52d6-8f91-4a44-9d21-fecfaa1ab8d5 Mon, 14 Sep 2026 10:37:06 GMT Mon, 14 Sep 2026 10:37:06 GMT IOL More than half a million public servants withdrew about R15 billion from their retirement savings in just seven months after the two-pot system took effect. https://www.iol.co.za/business/electricity-vat-here-to-stay-despite-165-tariff-surge-9eabb0c0-c2df-4e03-95a0-3719c5ab5a00 https://www.iol.co.za/business/electricity-vat-here-to-stay-despite-165-tariff-surge-9eabb0c0-c2df-4e03-95a0-3719c5ab5a00 Fri, 11 Sep 2026 05:31:32 GMT Fri, 11 Sep 2026 05:31:32 GMT IOL South Africans will continue paying 15% VAT on electricity despite power tariffs having increased by as much as 165% over the past decade. https://www.iol.co.za/business/from-5am-starts-to-daily-pain-free-state-farmer-wins-raf-claim-1fbe8f5e-3dc3-44f6-a2be-92154222f1a1 https://www.iol.co.za/business/from-5am-starts-to-daily-pain-free-state-farmer-wins-raf-claim-1fbe8f5e-3dc3-44f6-a2be-92154222f1a1 Fri, 11 Sep 2026 03:21:38 GMT Fri, 11 Sep 2026 03:21:38 GMT IOL A Free State farmer who can no longer perform much of the physical work his livelihood depends on has won his claim for loss of earnings against the Road Accident Fund. https://www.iol.co.za/business/sa-households-squeezed-from-both-ends-8495f5ea-d8f7-457e-b588-c37ed945fc86 https://www.iol.co.za/business/sa-households-squeezed-from-both-ends-8495f5ea-d8f7-457e-b588-c37ed945fc86 Wed, 09 Sep 2026 11:21:21 GMT Wed, 09 Sep 2026 11:21:21 GMT IOL South African households are being squeezed from both ends as formal-sector jobs disappear while debt climbs, leaving even comparatively well-paid consumers struggling to keep up with repayments. https://www.iol.co.za/business/it-was-an-error-sars-on-one-cent-letter-of-demand-be2f5aa9-7bc3-4eb7-899c-662ab72bc6b3 https://www.iol.co.za/business/it-was-an-error-sars-on-one-cent-letter-of-demand-be2f5aa9-7bc3-4eb7-899c-662ab72bc6b3 Wed, 09 Sep 2026 10:15:07 GMT Wed, 09 Sep 2026 10:15:07 GMT IOL SARS has admitted a final demand ordering a taxpayer to pay an outstanding tax bill of just one cent was issued in error, amid a history of mistakes acknowledged by the revenue service and recorded by the courts. https://www.iol.co.za/business/sars-chases-taxpayer-for-one-cent-30a12abd-f847-4775-8de1-2b9e6f02dc16 https://www.iol.co.za/business/sars-chases-taxpayer-for-one-cent-30a12abd-f847-4775-8de1-2b9e6f02dc16 Wed, 09 Sep 2026 09:07:40 GMT Wed, 09 Sep 2026 09:07:40 GMT IOL A taxpayer has reportedly received a final demand from SARS for just one cent, raising fresh concerns about how even tiny outstanding amounts can affect taxpayers. https://www.iol.co.za/business/former-magistrate-told-to-return-mercedes-he-cannot-afford-5ada187b-9acb-4882-aac9-905a212bb52a https://www.iol.co.za/business/former-magistrate-told-to-return-mercedes-he-cannot-afford-5ada187b-9acb-4882-aac9-905a212bb52a Fri, 04 Sep 2026 08:29:48 GMT Fri, 04 Sep 2026 08:29:48 GMT IOL A former magistrate who stopped paying for his Mercedes in 2023 has been told that being unable to afford it is no defence. https://www.iol.co.za/business/economy/steep-diesel-hike-unlikely-to-hammer-grocery-bills-in-south-africa-20a63730-eeae-4a10-a8ed-727bc0d9ee0c https://www.iol.co.za/business/economy/steep-diesel-hike-unlikely-to-hammer-grocery-bills-in-south-africa-20a63730-eeae-4a10-a8ed-727bc0d9ee0c Wed, 02 Sep 2026 13:37:47 GMT Wed, 02 Sep 2026 13:37:47 GMT IOL September’s sharp diesel increase could filter through to food prices, although agricultural price deflation may help cushion the impact on consumers. https://www.iol.co.za/business/jobs/pics-what-it-costs-to-live-alone-around-the-world-aac44ea3-f8b9-4300-9d97-a9fc94924eef https://www.iol.co.za/business/jobs/pics-what-it-costs-to-live-alone-around-the-world-aac44ea3-f8b9-4300-9d97-a9fc94924eef Wed, 02 Sep 2026 07:46:08 GMT Wed, 02 Sep 2026 07:46:08 GMT IOL Living alone costs more than $4,000 a month in some of the world's most expensive cities, but the size of the bill tells only half the story. https://www.iol.co.za/business/the-duality-of-financial-abuse-against-women-9bfc758f-6ca8-47a2-8228-30e36ae6cdb6 https://www.iol.co.za/business/the-duality-of-financial-abuse-against-women-9bfc758f-6ca8-47a2-8228-30e36ae6cdb6 Mon, 31 Aug 2026 10:44:04 GMT Mon, 31 Aug 2026 10:44:04 GMT IOL Economic abuse against women can include male partners refusing to contribute, exploiting their income and leaving them carrying household costs and debt. https://www.iol.co.za/business/economy/subscriptions-gone-eating-out-cut-but-south-africans-still-cant-cope-f423b41e-0343-48a1-b1fc-8f4a47507d0c https://www.iol.co.za/business/economy/subscriptions-gone-eating-out-cut-but-south-africans-still-cant-cope-f423b41e-0343-48a1-b1fc-8f4a47507d0c Mon, 31 Aug 2026 08:34:27 GMT Mon, 31 Aug 2026 08:34:27 GMT IOL South Africans are cutting spending, cancelling subscriptions and trying to pay down debt, but nearly four in 10 still expect to miss a payment as the margin for financial error shrinks. https://www.iol.co.za/business/jobs/sas-workplace-gender-divide-laid-bare-9f599896-dfca-43d1-be0a-7ce4c1292a26 https://www.iol.co.za/business/jobs/sas-workplace-gender-divide-laid-bare-9f599896-dfca-43d1-be0a-7ce4c1292a26 Mon, 31 Aug 2026 08:31:54 GMT Mon, 31 Aug 2026 08:31:54 GMT IOL Women make up almost half of South Africa’s workforce, but new data shows a divide between the industries and jobs dominated by women and those where they remain conspicuously absent. https://www.iol.co.za/business/trapped-by-money-the-hidden-abuse-controlling-womens-lives-b7b7727d-dfd7-4e01-a56e-7ce567964fe4 https://www.iol.co.za/business/trapped-by-money-the-hidden-abuse-controlling-womens-lives-b7b7727d-dfd7-4e01-a56e-7ce567964fe4 Mon, 31 Aug 2026 08:24:43 GMT Mon, 31 Aug 2026 08:24:43 GMT IOL Financial abuse can affect women across income levels, with control over money and access to financial resources often making it harder to leave abusive relationships. https://www.iol.co.za/personal-finance/retirement/your-retirement-savings-emergency-funds-and-fuel-storage-answered-0f998021-18af-48fe-8cc9-e6a99e42d1ab https://www.iol.co.za/personal-finance/retirement/your-retirement-savings-emergency-funds-and-fuel-storage-answered-0f998021-18af-48fe-8cc9-e6a99e42d1ab Thu, 27 Aug 2026 17:03:40 GMT Thu, 27 Aug 2026 17:03:40 GMT IOL PSG answers your retirement savings, emergency funds and fuel storage. https://www.iol.co.za/business/jobs/are-south-africans-earning-less-lets-look-at-salary-trends-and-inflation-bb18584e-fe17-44c5-9696-d9ba468c1544 https://www.iol.co.za/business/jobs/are-south-africans-earning-less-lets-look-at-salary-trends-and-inflation-bb18584e-fe17-44c5-9696-d9ba468c1544 Wed, 26 Aug 2026 09:47:51 GMT Wed, 26 Aug 2026 09:47:51 GMT IOL Lower inflation gave salary earners some relief in July, but South Africans' take-home pay remains lower in real terms than it was a year ago. https://www.iol.co.za/business/jobs/retirement-warning-half-of-fund-members-have-cashed-out-their-retirement-savings-31ca3d64-237e-43b8-b104-7322ac498561 https://www.iol.co.za/business/jobs/retirement-warning-half-of-fund-members-have-cashed-out-their-retirement-savings-31ca3d64-237e-43b8-b104-7322ac498561 Mon, 24 Aug 2026 13:16:25 GMT Mon, 24 Aug 2026 13:16:25 GMT IOL Debt doesn't stay at home as financial stress can follow employees into the workplace, affecting concentration, motivation, wellbeing and performance. https://www.iol.co.za/business/protect-your-financial-independence-understand-what-you-sign-37a3d2ed-5b0e-4a68-871c-1b06d8a9c645 https://www.iol.co.za/business/protect-your-financial-independence-understand-what-you-sign-37a3d2ed-5b0e-4a68-871c-1b06d8a9c645 Wed, 19 Aug 2026 09:01:33 GMT Wed, 19 Aug 2026 09:01:33 GMT IOL For women, financial independence is not only about earning and saving. It also means understanding the agreements that can create long-term financial obligations. https://www.iol.co.za/business/property/luxury-living-why-south-africas-luxury-properties-are-worth-every-penny-3e0f34d0-d655-4180-b36c-577080150c93 https://www.iol.co.za/business/property/luxury-living-why-south-africas-luxury-properties-are-worth-every-penny-3e0f34d0-d655-4180-b36c-577080150c93 Mon, 17 Aug 2026 08:29:19 GMT Mon, 17 Aug 2026 08:29:19 GMT IOL R60 million will buy you a luxury home in Gauteng, while the average selling price in Bishopscourt is R30 million, Seeff data shows. https://www.iol.co.za/business/savings/women-manage-debt-better-than-men-but-face-higher-financial-stress-report-99967fab-353c-4de7-bf06-81dcd82dd13d https://www.iol.co.za/business/savings/women-manage-debt-better-than-men-but-face-higher-financial-stress-report-99967fab-353c-4de7-bf06-81dcd82dd13d Fri, 14 Aug 2026 15:37:03 GMT Fri, 14 Aug 2026 15:37:03 GMT IOL Women borrow less and repay more reliably than men, but they are more financially stressed, and the pressure is spilling into their homes. https://www.iol.co.za/business/economy/the-numbers-behind-south-african-womens-70-year-fight-for-equality-97bdbcfe-8442-488c-9ef5-2c8dd9d6f3e9 https://www.iol.co.za/business/economy/the-numbers-behind-south-african-womens-70-year-fight-for-equality-97bdbcfe-8442-488c-9ef5-2c8dd9d6f3e9 Fri, 14 Aug 2026 08:32:49 GMT Fri, 14 Aug 2026 08:32:49 GMT IOL Seventy years after the Women's March, South African women are better educated, wealthier and more independent – but broader labour stats tell a different story. https://www.iol.co.za/business/property/the-deposit-squeeze-isnt-stopping-south-africans-from-buying-homes-e9aa097a-3d61-4ed6-ae10-504eb1a0b8fc https://www.iol.co.za/business/property/the-deposit-squeeze-isnt-stopping-south-africans-from-buying-homes-e9aa097a-3d61-4ed6-ae10-504eb1a0b8fc Thu, 13 Aug 2026 13:33:46 GMT Thu, 13 Aug 2026 13:33:46 GMT IOL South Africa’s property market remained resilient, with rising home loans and incomes supporting demand while luxury estates attracted high-value buyers. https://www.iol.co.za/business/south-africans-turn-to-credit-as-financial-pressure-builds-5279d597-2a49-4aff-9810-3c7019d40322 https://www.iol.co.za/business/south-africans-turn-to-credit-as-financial-pressure-builds-5279d597-2a49-4aff-9810-3c7019d40322 Wed, 12 Aug 2026 09:10:47 GMT Wed, 12 Aug 2026 09:10:47 GMT IOL A new debt index points to rising financial pressure as South Africans increasingly turn to credit to manage household costs. https://www.iol.co.za/business/love-is-blind-deaf-and-even-stupid-f582f9f5-f2ef-43cf-b1de-6dd8007c812c https://www.iol.co.za/business/love-is-blind-deaf-and-even-stupid-f582f9f5-f2ef-43cf-b1de-6dd8007c812c Tue, 11 Aug 2026 11:57:41 GMT Tue, 11 Aug 2026 11:57:41 GMT IOL Couples happily discuss where to live and how to decorate, but financial experts say many avoid the money conversations that matter most. https://www.iol.co.za/business/the-hidden-costs-of-love-financial-risks-for-women-in-relationships-8d9f1f71-6070-48c8-b9af-9f92dda8b905 https://www.iol.co.za/business/the-hidden-costs-of-love-financial-risks-for-women-in-relationships-8d9f1f71-6070-48c8-b9af-9f92dda8b905 Fri, 07 Aug 2026 08:48:29 GMT Fri, 07 Aug 2026 08:48:29 GMT IOL As marriage rates fall and more couples cohabit, women are bearing the biggest financial risk when relationships end without legal protection. https://www.iol.co.za/business/this-is-how-more-women-are-choosing-to-build-wealth-and-secure-the-bag-6bae5f38-011b-483c-b0b7-797ded1e9546 https://www.iol.co.za/business/this-is-how-more-women-are-choosing-to-build-wealth-and-secure-the-bag-6bae5f38-011b-483c-b0b7-797ded1e9546 Fri, 07 Aug 2026 08:10:57 GMT Fri, 07 Aug 2026 08:10:57 GMT IOL More South African women are entering the property market as first-time buyers, using home ownership as a foundation for financial independence and long-term wealth creation. https://www.iol.co.za/business/homeowner-wins-justice-after-lawyers-theft-of-sale-proceeds-d0c3e0bd-da35-42d5-a024-35ef8b3552d0 https://www.iol.co.za/business/homeowner-wins-justice-after-lawyers-theft-of-sale-proceeds-d0c3e0bd-da35-42d5-a024-35ef8b3552d0 Thu, 06 Aug 2026 09:14:05 GMT Thu, 06 Aug 2026 09:14:05 GMT IOL A confiscation order has finally brought financial relief to a homeowner nearly two decades after her attorney stole the proceeds of her house sale. https://www.iol.co.za/business/economy/from-food-to-fuel-how-south-africas-cost-of-living-crisis-is-reshaping-daily-life-0ce53ea9-7c27-4a57-98b5-ac5f4d3c45a6 https://www.iol.co.za/business/economy/from-food-to-fuel-how-south-africas-cost-of-living-crisis-is-reshaping-daily-life-0ce53ea9-7c27-4a57-98b5-ac5f4d3c45a6 Fri, 31 Jul 2026 13:41:23 GMT Fri, 31 Jul 2026 13:41:23 GMT IOL From food baskets to home loans, the numbers tell the same story: South Africans are running out of month before they run out of bills. https://www.iol.co.za/business/think-whatsapp-messages-prove-your-relationship-pension-ruling-says-otherwise-bbbbfd15-7b8a-4849-aac3-6968b5e0ed5a https://www.iol.co.za/business/think-whatsapp-messages-prove-your-relationship-pension-ruling-says-otherwise-bbbbfd15-7b8a-4849-aac3-6968b5e0ed5a Thu, 30 Jul 2026 13:29:58 GMT Thu, 30 Jul 2026 13:29:58 GMT IOL A recent pension dispute shows that WhatsApp messages alone won't determine who inherits a death benefit, with trustees required to consider the full picture of a relationship. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-labour-courts-decision-on-picketing-and-employee-rights-3246cc0e-cfd7-4a64-9293-d8b32a3e90d4 https://www.iol.co.za/personal-finance/financial-planning/understanding-the-labour-courts-decision-on-picketing-and-employee-rights-3246cc0e-cfd7-4a64-9293-d8b32a3e90d4 Thu, 30 Jul 2026 08:31:08 GMT Thu, 30 Jul 2026 08:31:08 GMT IOL The Labour Court's ruling on a controversial picketing incident highlights the importance of evidentiary burden and procedural fairness in employee dismissals. https://www.iol.co.za/personal-finance/financial-planning/5-money-mistakes-that-sabotage-your-savings-e20f3c6b-1dda-440e-b228-9668e15e2853 https://www.iol.co.za/personal-finance/financial-planning/5-money-mistakes-that-sabotage-your-savings-e20f3c6b-1dda-440e-b228-9668e15e2853 Thu, 30 Jul 2026 08:30:59 GMT Thu, 30 Jul 2026 08:30:59 GMT IOL Discover the five common financial habits that undermine your savings efforts and learn practical strategies to build a more secure financial future. https://www.iol.co.za/personal-finance/financial-planning/understanding-recent-south-african-tax-judgments-key-lessons-for-businesses-7a9f24a6-edee-4d40-b987-b00ca8fabeff https://www.iol.co.za/personal-finance/financial-planning/understanding-recent-south-african-tax-judgments-key-lessons-for-businesses-7a9f24a6-edee-4d40-b987-b00ca8fabeff Thu, 30 Jul 2026 08:30:48 GMT Thu, 30 Jul 2026 08:30:48 GMT IOL Four recent tax judgments in South Africa signal a shift in how the courts assess tax planning strategies. This article explores the implications for businesses, highlighting the importance of economic substance, documentation, and compliance. https://www.iol.co.za/personal-finance/financial-planning/review-your-budget-how-to-stay-on-track-halfway-through-the-year-ca32925d-8531-43e1-bc92-26a840e2e18d https://www.iol.co.za/personal-finance/financial-planning/review-your-budget-how-to-stay-on-track-halfway-through-the-year-ca32925d-8531-43e1-bc92-26a840e2e18d Thu, 30 Jul 2026 07:59:14 GMT Thu, 30 Jul 2026 07:59:14 GMT IOL Halfway through the year, it's time to assess your budgeting progress. Discover practical tips to realign your financial goals and make the most of the remaining months. https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-early-retirement-savings-for-young-south-africans-5db62207-89ed-4b57-8a18-ef79929e7872 https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-early-retirement-savings-for-young-south-africans-5db62207-89ed-4b57-8a18-ef79929e7872 Thu, 30 Jul 2026 07:58:59 GMT Thu, 30 Jul 2026 07:58:59 GMT IOL Discover why saving for retirement is crucial for young South Africans and learn practical strategies to start building a secure financial future today. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-to-protect-yourself-from-tax-season-scams-20a2ae44-4bca-4dac-b569-8e71aa92b50a https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-to-protect-yourself-from-tax-season-scams-20a2ae44-4bca-4dac-b569-8e71aa92b50a Thu, 30 Jul 2026 07:58:46 GMT Thu, 30 Jul 2026 07:58:46 GMT IOL With tax season upon us, South African taxpayers must be aware of the rising threat of fraud. This article explores the latest scams targeting taxpayers and offers essential tips for staying safe during the filing process. https://www.iol.co.za/personal-finance/financial-planning/the-hidden-costs-of-caregiving-how-daughters-bear-the-financial-burden-cbfd5823-e80f-4aa5-a248-f763a9bd2151 https://www.iol.co.za/personal-finance/financial-planning/the-hidden-costs-of-caregiving-how-daughters-bear-the-financial-burden-cbfd5823-e80f-4aa5-a248-f763a9bd2151 Thu, 30 Jul 2026 07:58:37 GMT Thu, 30 Jul 2026 07:58:37 GMT IOL Explore the financial implications of unpaid caregiving responsibilities faced by daughters in South Africa, as experts highlight the urgent need for financial planning and support systems to ensure women's financial security. https://www.iol.co.za/personal-finance/financial-planning/why-you-should-think-twice-before-spending-your-retirement-savings-fc77e3e4-cae3-4ab5-8700-510d45063bf0 https://www.iol.co.za/personal-finance/financial-planning/why-you-should-think-twice-before-spending-your-retirement-savings-fc77e3e4-cae3-4ab5-8700-510d45063bf0 Wed, 29 Jul 2026 18:54:10 GMT Wed, 29 Jul 2026 18:54:10 GMT IOL Every July, Savings Month prompts South Africans to save more for the future. This year, let's focus on the importance of preserving your existing savings and the risks of premature withdrawals from your retirement fund. https://www.iol.co.za/personal-finance/financial-planning/life-partnership-at-centre-of-r83m-pension-benefit-dispute-5d61ea1c-0291-459b-ac59-e789cfde7bd0 https://www.iol.co.za/personal-finance/financial-planning/life-partnership-at-centre-of-r83m-pension-benefit-dispute-5d61ea1c-0291-459b-ac59-e789cfde7bd0 Wed, 29 Jul 2026 18:53:53 GMT Wed, 29 Jul 2026 18:53:53 GMT IOL A recent dispute over a R8.3 million pension fund death benefit reveals the complexities of recognising permanent life partnerships under South African law, as the Pension Funds Adjudicator weighs the claims of a deceased member's sister against those of his long-term partner. https://www.iol.co.za/business/economy/coughing-up-cash-how-flu-season-hits-your-wallet-7489503a-02a2-49b2-8e7c-8a705a876b54 https://www.iol.co.za/business/economy/coughing-up-cash-how-flu-season-hits-your-wallet-7489503a-02a2-49b2-8e7c-8a705a876b54 Wed, 29 Jul 2026 15:17:03 GMT Wed, 29 Jul 2026 15:17:03 GMT IOL From R800 Tamiflu courses to R11,000 illness episodes, this winter's flu season is extracting a steep financial toll – and with snow forecast for Gauteng, it may not be over yet. https://www.iol.co.za/personal-finance/financial-planning/are-you-getting-in-your-own-way-why-the-patience-premium-is-the-key-to-financial-stability-8076a280-7615-46df-a26c-8efe855142c8 https://www.iol.co.za/personal-finance/financial-planning/are-you-getting-in-your-own-way-why-the-patience-premium-is-the-key-to-financial-stability-8076a280-7615-46df-a26c-8efe855142c8 Wed, 29 Jul 2026 05:24:28 GMT Wed, 29 Jul 2026 05:24:28 GMT IOL National Savings Month traditionally focuses on encouraging South Africans to save more and spend less. However, for those who already have an investment portfolio, the real challenge is whether they have the discipline to stay fully invested when anxiety pushes them to act. https://www.iol.co.za/personal-finance/financial-planning/protecting-your-valuables-a-guide-for-south-african-consumers-650a935a-a52f-41e8-8cfd-db9aad6a8848 https://www.iol.co.za/personal-finance/financial-planning/protecting-your-valuables-a-guide-for-south-african-consumers-650a935a-a52f-41e8-8cfd-db9aad6a8848 Tue, 28 Jul 2026 20:19:26 GMT Tue, 28 Jul 2026 20:19:26 GMT IOL Explore the increasing reliance of South Africans on personal technology and the financial implications of losing these essential items. Learn how to protect your valuables and understand the importance of adequate insurance coverage. https://www.iol.co.za/personal-finance/financial-planning/the-role-of-behavioural-science-in-improving-saving-habits-for-south-africans-effdc073-9d34-48bd-850a-1ab094266caa https://www.iol.co.za/personal-finance/financial-planning/the-role-of-behavioural-science-in-improving-saving-habits-for-south-africans-effdc073-9d34-48bd-850a-1ab094266caa Mon, 27 Jul 2026 12:24:25 GMT Mon, 27 Jul 2026 12:24:25 GMT IOL Explore how understanding the psychology behind financial decision-making can empower South Africans to develop healthier saving habits and achieve long-term financial goals. https://www.iol.co.za/business/economy/the-bankruptcy-data-no-one-saw-for-five-years-49455f78-09e2-43a2-ad18-15c64e7f5845 https://www.iol.co.za/business/economy/the-bankruptcy-data-no-one-saw-for-five-years-49455f78-09e2-43a2-ad18-15c64e7f5845 Mon, 27 Jul 2026 11:05:05 GMT Mon, 27 Jul 2026 11:05:05 GMT IOL South Africa's insolvency statistics vanished for five years. The revived data shows bankruptcies have fallen sharply – but households remain under pressure. https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-uncertainty-how-south-africans-are-coping-with-economic-challenges-58d33312-333c-4841-8552-570de729f062 https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-uncertainty-how-south-africans-are-coping-with-economic-challenges-58d33312-333c-4841-8552-570de729f062 Mon, 27 Jul 2026 05:35:53 GMT Mon, 27 Jul 2026 05:35:53 GMT IOL Despite ongoing financial pressures, a new survey reveals that 37% of South Africans feel their financial wellbeing has improved. However, uncertainty about the future looms large, with many consumers struggling to save and prioritising essential insurance. https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-emergency-funds-and-investments-for-financial-resilience-16a4068c-cdb9-49e3-aa31-5faf94cbe0a0 https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-emergency-funds-and-investments-for-financial-resilience-16a4068c-cdb9-49e3-aa31-5faf94cbe0a0 Mon, 27 Jul 2026 05:35:50 GMT Mon, 27 Jul 2026 05:35:50 GMT IOL Discover how to achieve financial resilience by balancing emergency funds and investments. This article explores practical strategies to help you secure your present while building long-term wealth. https://www.iol.co.za/personal-finance/no-rate-hike-but-no-relief-either-ce3d45b4-555e-4f0d-abe3-ba535262ccd9 https://www.iol.co.za/personal-finance/no-rate-hike-but-no-relief-either-ce3d45b4-555e-4f0d-abe3-ba535262ccd9 Sun, 26 Jul 2026 19:11:04 GMT Sun, 26 Jul 2026 19:11:04 GMT IOL The Reserve Bank held rates steady, but with inflation at 5% and South Africans skipping meals to make ends meet, relief only goes so far. https://www.iol.co.za/personal-finance/financial-planning/5-common-insurance-myths-south-africans-need-to-stop-believing-a1a77865-2963-4ebf-af1a-55329b59318f https://www.iol.co.za/personal-finance/financial-planning/5-common-insurance-myths-south-africans-need-to-stop-believing-a1a77865-2963-4ebf-af1a-55329b59318f Sun, 26 Jul 2026 17:26:14 GMT Sun, 26 Jul 2026 17:26:14 GMT IOL Discover the top 5 insurance myths that could lead to costly mistakes for South Africans. Learn the truth behind these misconceptions to ensure you're adequately covered. https://www.iol.co.za/business/economy/home-sweet-home-made-utilities-when-the-municipal-grid-becomes-an-optional-extra-32873cab-d1fe-4b92-8248-131a41e3cc4a https://www.iol.co.za/business/economy/home-sweet-home-made-utilities-when-the-municipal-grid-becomes-an-optional-extra-32873cab-d1fe-4b92-8248-131a41e3cc4a Fri, 24 Jul 2026 12:41:25 GMT Fri, 24 Jul 2026 12:41:25 GMT IOL Going off-grid is increasingly about building a home that's less vulnerable to failing municipal services, rising utility bills and infrastructure failures. https://www.iol.co.za/personal-finance/financial-planning/the-risks-of-using-unregistered-tax-preparers-in-south-africa-bbad283e-5868-4cfc-b86a-c9eb8a86c876 https://www.iol.co.za/personal-finance/financial-planning/the-risks-of-using-unregistered-tax-preparers-in-south-africa-bbad283e-5868-4cfc-b86a-c9eb8a86c876 Fri, 24 Jul 2026 07:30:35 GMT Fri, 24 Jul 2026 07:30:35 GMT IOL Discover the risks associated with using unregistered tax preparers and learn how to protect yourself from fraud and compliance issues by verifying your tax practitioner. https://www.iol.co.za/business/economy/will-interest-rates-rise-or-fall-next-sarb-says-both-are-still-on-the-table-2bb4d631-1950-4e27-baf8-2583fa8480bd https://www.iol.co.za/business/economy/will-interest-rates-rise-or-fall-next-sarb-says-both-are-still-on-the-table-2bb4d631-1950-4e27-baf8-2583fa8480bd Fri, 24 Jul 2026 07:26:19 GMT Fri, 24 Jul 2026 07:26:19 GMT IOL The Reserve Bank has hit pause on interest rates, but says the path ahead will depend on whether inflation pressures ease or intensify in the months ahead. https://www.iol.co.za/personal-finance/financial-planning/how-to-build-a-winning-investment-portfolio-3ca67f3e-b6d9-45c2-a606-45adedfbfc23 https://www.iol.co.za/personal-finance/financial-planning/how-to-build-a-winning-investment-portfolio-3ca67f3e-b6d9-45c2-a606-45adedfbfc23 Thu, 23 Jul 2026 16:35:46 GMT Thu, 23 Jul 2026 16:35:46 GMT IOL Discover how to create a balanced investment portfolio that works like a winning sports team. Learn about the roles of different asset classes and how to strategically allocate your investments for long-term success. https://www.iol.co.za/personal-finance/financial-planning/the-future-of-employee-benefits-insights-from-salts-70th-anniversary-71e67517-1c6a-48fa-a299-24746491bbf2 https://www.iol.co.za/personal-finance/financial-planning/the-future-of-employee-benefits-insights-from-salts-70th-anniversary-71e67517-1c6a-48fa-a299-24746491bbf2 Thu, 23 Jul 2026 16:35:35 GMT Thu, 23 Jul 2026 16:35:35 GMT IOL During Salt Employee Benefits' 70th anniversary, chairman Eddie Strydom emphasises the need for structural reform in South Africa's employee benefits industry to improve retirement outcomes for members. He discusses the challenges of compliance, administration, and the importance of member representation. https://www.iol.co.za/personal-finance/financial-planning/national-savings-month-a-guide-to-effective-saving-and-investing-85d51242-5376-4f04-9e5f-43d8cc8987ad https://www.iol.co.za/personal-finance/financial-planning/national-savings-month-a-guide-to-effective-saving-and-investing-85d51242-5376-4f04-9e5f-43d8cc8987ad Thu, 23 Jul 2026 16:34:13 GMT Thu, 23 Jul 2026 16:34:13 GMT IOL July is National Savings Month in South Africa, a time to reassess your financial strategy and enhance your saving habits. Discover effective ways to maximise your retirement savings, utilise tax-free accounts, and explore investment options like ETFs to build long-term wealth. https://www.iol.co.za/personal-finance/financial-planning/saving-is-hard-enough-dont-let-fraudsters-steal-your-progress-4520b540-439d-43fc-ac7a-ef0484a0ea1e https://www.iol.co.za/personal-finance/financial-planning/saving-is-hard-enough-dont-let-fraudsters-steal-your-progress-4520b540-439d-43fc-ac7a-ef0484a0ea1e Thu, 23 Jul 2026 16:34:05 GMT Thu, 23 Jul 2026 16:34:05 GMT IOL The 2025 Debt Rescue Consumer Savings Survey found that only 18% of South Africans save more than 10% of their monthly income, while 27% do not save at all. According to National Treasury estimates, only around 6% of South Africans retire with sufficient income to maintain their standard of living. https://www.iol.co.za/personal-finance/financial-planning/your-financial-budgeting-and-insurance-questions-answered-8025f56b-f5e9-4279-8765-55969ce51efd https://www.iol.co.za/personal-finance/financial-planning/your-financial-budgeting-and-insurance-questions-answered-8025f56b-f5e9-4279-8765-55969ce51efd Thu, 23 Jul 2026 16:33:54 GMT Thu, 23 Jul 2026 16:33:54 GMT IOL PSG answers your financial, budgeting, and insurance questions. https://www.iol.co.za/business/economy/watch-sarb-holds-rates-even-as-inflation-spikes-6fa785f5-7af1-46f8-8933-c9ec1ed2da67 https://www.iol.co.za/business/economy/watch-sarb-holds-rates-even-as-inflation-spikes-6fa785f5-7af1-46f8-8933-c9ec1ed2da67 Thu, 23 Jul 2026 14:38:24 GMT Thu, 23 Jul 2026 14:38:24 GMT IOL The central bank sees upside risks to inflation, which hinges on the war in Iran and could result in a hike. https://www.iol.co.za/personal-finance/financial-planning/south-africas-tax-courts-reshape-the-landscape-for-wealthy-families-and-businesses-f1885432-d125-4378-b3df-35519418c0ff https://www.iol.co.za/personal-finance/financial-planning/south-africas-tax-courts-reshape-the-landscape-for-wealthy-families-and-businesses-f1885432-d125-4378-b3df-35519418c0ff Thu, 23 Jul 2026 13:59:18 GMT Thu, 23 Jul 2026 13:59:18 GMT IOL Recent tax court judgments in South Africa signal a shift in how tax risk is managed for wealthy families and business owners. This article explores key cases and their implications for tax compliance and governance. https://www.iol.co.za/business/economy/consumers-are-under-pressure-so-why-are-insolvencies-falling-1604cada-efa0-4165-9174-f3e45778e6d1 https://www.iol.co.za/business/economy/consumers-are-under-pressure-so-why-are-insolvencies-falling-1604cada-efa0-4165-9174-f3e45778e6d1 Thu, 23 Jul 2026 08:44:17 GMT Thu, 23 Jul 2026 08:44:17 GMT IOL Official insolvencies are declining, even as rising inflation, mounting debt and relentless cost-of-living pressures continue squeezing South African households. https://www.iol.co.za/personal-finance/financial-planning/avoiding-financial-regrets-lessons-for-young-investors-e1b04500-0c6d-476d-afc0-c984058fe851 https://www.iol.co.za/personal-finance/financial-planning/avoiding-financial-regrets-lessons-for-young-investors-e1b04500-0c6d-476d-afc0-c984058fe851 Thu, 23 Jul 2026 06:22:54 GMT Thu, 23 Jul 2026 06:22:54 GMT IOL Learn how early financial decisions and consistent behaviour can secure your financial future. Discover the importance of starting your savings and investments now to avoid regrets later. https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-family-support-and-personal-finances-in-south-africa-7fdcd51e-13e7-46a4-a99f-9aeef71a19c3 https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-family-support-and-personal-finances-in-south-africa-7fdcd51e-13e7-46a4-a99f-9aeef71a19c3 Thu, 23 Jul 2026 06:22:48 GMT Thu, 23 Jul 2026 06:22:48 GMT IOL Explore the financial challenges faced by young black South Africans who support their families. Learn practical tips for managing your finances while fulfilling family obligations. https://www.iol.co.za/news/opinion/i-was-going-to-bet-on-a-rate-hold-then-inflation-hit-5-1913cbe4-7a53-4662-84a7-f701b4c9c093 https://www.iol.co.za/news/opinion/i-was-going-to-bet-on-a-rate-hold-then-inflation-hit-5-1913cbe4-7a53-4662-84a7-f701b4c9c093 Thu, 23 Jul 2026 04:42:47 GMT Thu, 23 Jul 2026 04:42:47 GMT IOL The Reserve Bank may hike rates this afternoon. Most South Africans are too busy trying to afford groceries to care. https://www.iol.co.za/personal-finance/financial-planning/how-financial-stress-drives-absenteeism-in-south-african-workplaces-714ba434-2a0f-457e-8743-563725b9b068 https://www.iol.co.za/personal-finance/financial-planning/how-financial-stress-drives-absenteeism-in-south-african-workplaces-714ba434-2a0f-457e-8743-563725b9b068 Wed, 22 Jul 2026 20:03:10 GMT Wed, 22 Jul 2026 20:03:10 GMT IOL Absenteeism is a significant yet often overlooked expense for South African businesses, costing the economy billions annually. This article explores the financial implications of absenteeism, its causes, and innovative solutions like earned wage access that can help improve employee attendance and productivity. https://www.iol.co.za/personal-finance/partnered/samsung-galaxy-z-fold8-ultra-fold8-and-flip8-foldables-perfected-for-every-way-of-living-39372c08-3227-4cae-9a4f-2cf796a0ba1e https://www.iol.co.za/personal-finance/partnered/samsung-galaxy-z-fold8-ultra-fold8-and-flip8-foldables-perfected-for-every-way-of-living-39372c08-3227-4cae-9a4f-2cf796a0ba1e Wed, 22 Jul 2026 14:17:45 GMT Wed, 22 Jul 2026 14:17:45 GMT IOL The all-new Galaxy Z series opens a new chapter in foldables with three distinct experiences designed for Ultra productivity, immersive discovery and self-expression https://www.iol.co.za/business/economy/cost-of-living-bites-harder-as-inflation-climbs-to-5-4c988cbc-3614-4cb4-94e0-4bb7f84bcdf5 https://www.iol.co.za/business/economy/cost-of-living-bites-harder-as-inflation-climbs-to-5-4c988cbc-3614-4cb4-94e0-4bb7f84bcdf5 Wed, 22 Jul 2026 08:50:29 GMT Wed, 22 Jul 2026 08:50:29 GMT IOL The cost of living in June was higher than expected, moving to levels last seen two years ago. https://www.iol.co.za/business/cost-of-living-overtakes-interest-rates-as-south-africans-biggest-financial-stress-survey-finds-391287bc-5a02-4338-954b-2e5711ba5b68 https://www.iol.co.za/business/cost-of-living-overtakes-interest-rates-as-south-africans-biggest-financial-stress-survey-finds-391287bc-5a02-4338-954b-2e5711ba5b68 Wed, 22 Jul 2026 08:00:56 GMT Wed, 22 Jul 2026 08:00:56 GMT IOL The cost of living has overtaken interest rates as South Africans' biggest financial worry, even as the MPC prepares to announce its latest decision on Thursday. https://www.iol.co.za/personal-finance/financial-planning/sars-modernisation-the-shift-towards-automated-tax-assessments-59bb6000-adba-4ef6-b819-8a33e220545d https://www.iol.co.za/personal-finance/financial-planning/sars-modernisation-the-shift-towards-automated-tax-assessments-59bb6000-adba-4ef6-b819-8a33e220545d Wed, 22 Jul 2026 04:42:02 GMT Wed, 22 Jul 2026 04:42:02 GMT IOL Sars is undergoing a significant transformation with the introduction of automated tax assessments driven by AI. This article explores the implications of these changes for taxpayers, including the benefits and potential pitfalls of relying on automated systems. https://www.iol.co.za/personal-finance/financial-planning/why-your-will-needs-to-adapt-for-cross-border-estate-planning-a02b48a4-4a37-4166-adf7-42ca1a9a5fc7 https://www.iol.co.za/personal-finance/financial-planning/why-your-will-needs-to-adapt-for-cross-border-estate-planning-a02b48a4-4a37-4166-adf7-42ca1a9a5fc7 Tue, 21 Jul 2026 18:16:17 GMT Tue, 21 Jul 2026 18:16:17 GMT IOL Discover the complexities of cross-border estate planning as we explore the importance of aligning wills across jurisdictions to ensure your assets are distributed according to your wishes. https://www.iol.co.za/personal-finance/financial-planning/how-ambiguous-insurance-contracts-can-undermine-income-protection-4a8a4176-7029-43ca-bc0b-68f46e8fdcd6 https://www.iol.co.za/personal-finance/financial-planning/how-ambiguous-insurance-contracts-can-undermine-income-protection-4a8a4176-7029-43ca-bc0b-68f46e8fdcd6 Tue, 21 Jul 2026 17:36:09 GMT Tue, 21 Jul 2026 17:36:09 GMT IOL This article explores a recent dispute over an income protection policy, highlighting the dangers of ambiguous insurance contracts and the importance of consumer vigilance in managing their insurance rights. https://www.iol.co.za/business/the-hidden-cost-of-debt-is-hitting-south-african-homes-harder-than-ever-96a3fc43-3f52-4aaa-b0a7-80c4d44f0375 https://www.iol.co.za/business/the-hidden-cost-of-debt-is-hitting-south-african-homes-harder-than-ever-96a3fc43-3f52-4aaa-b0a7-80c4d44f0375 Tue, 21 Jul 2026 11:30:26 GMT Tue, 21 Jul 2026 11:30:26 GMT IOL Financial stress is taking a growing toll on South Africans' mental health, with home-life pressure reaching a five-year high. https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-pressure-saving-strategies-for-south-africans-e4346c9d-e060-43ef-baf2-112417b55d15 https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-pressure-saving-strategies-for-south-africans-e4346c9d-e060-43ef-baf2-112417b55d15 Mon, 20 Jul 2026 11:45:22 GMT Mon, 20 Jul 2026 11:45:22 GMT IOL July marks National Savings Month, highlighting the financial struggles faced by many South Africans. This article explores the challenges of saving in a high-cost environment and offers practical advice for building financial resilience. https://www.iol.co.za/personal-finance/financial-planning/south-africans-are-taking-retirement-planning-seriously-report-finds-80441c11-c8ba-401f-8d18-e871b31491ab https://www.iol.co.za/personal-finance/financial-planning/south-africans-are-taking-retirement-planning-seriously-report-finds-80441c11-c8ba-401f-8d18-e871b31491ab Mon, 20 Jul 2026 11:45:11 GMT Mon, 20 Jul 2026 11:45:11 GMT IOL Discover the key findings from the 2026 FNB Retirement Insights Survey, revealing how South Africans are adapting their retirement planning amidst rising costs and economic challenges. https://www.iol.co.za/personal-finance/financial-planning/what-to-do-if-you-havent-been-auto-assessed-dd1ee89c-765e-4980-8c02-b686bcad569b https://www.iol.co.za/personal-finance/financial-planning/what-to-do-if-you-havent-been-auto-assessed-dd1ee89c-765e-4980-8c02-b686bcad569b Mon, 20 Jul 2026 11:45:00 GMT Mon, 20 Jul 2026 11:45:00 GMT IOL With Sars opening Filing Season 2026, many taxpayers will not be auto-assessed. Discover why this happens and how consulting a SAIT practitioner can ensure your tax return is filed accurately and on time. https://www.iol.co.za/business/economy/will-the-reserve-bank-hold-interest-rates-this-week-the-rand-is-making-a-strong-case-10f0300a-32b0-4f4b-aa7d-1e56c7173b99 https://www.iol.co.za/business/economy/will-the-reserve-bank-hold-interest-rates-this-week-the-rand-is-making-a-strong-case-10f0300a-32b0-4f4b-aa7d-1e56c7173b99 Mon, 20 Jul 2026 10:46:28 GMT Mon, 20 Jul 2026 10:46:28 GMT IOL How much influence the rand has on the South African Reserve Bank's next interest rate decision will come into focus on Thursday, with its resilience helping to offset inflation risks from higher oil prices. https://www.iol.co.za/personal-finance/financial-planning/the-psychology-of-saving-why-its-difficult-and-how-to-keep-at-it-c4bf15f9-a4bb-4da5-b77b-7f12abaf8c03 https://www.iol.co.za/personal-finance/financial-planning/the-psychology-of-saving-why-its-difficult-and-how-to-keep-at-it-c4bf15f9-a4bb-4da5-b77b-7f12abaf8c03 Mon, 20 Jul 2026 06:11:54 GMT Mon, 20 Jul 2026 06:11:54 GMT IOL Explore the psychological factors that make saving money challenging and uncover actionable strategies to cultivate sustainable saving habits. https://www.iol.co.za/personal-finance/financial-planning/how-south-africas-new-generation-of-retirees-can-protect-their-retirement-pot-acdc980f-9929-4568-bcf4-8de2a9d7a262 https://www.iol.co.za/personal-finance/financial-planning/how-south-africas-new-generation-of-retirees-can-protect-their-retirement-pot-acdc980f-9929-4568-bcf4-8de2a9d7a262 Mon, 20 Jul 2026 06:11:49 GMT Mon, 20 Jul 2026 06:11:49 GMT IOL As South Africa marks National Savings Month, more people are working beyond retirement age. Here are five practical ways to protect your retirement savings while continuing to earn an income. https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-speeding-why-a-few-minutes-saved-arent-worth-it-f0b0a61e-6534-4848-963a-ba1992728076 https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-speeding-why-a-few-minutes-saved-arent-worth-it-f0b0a61e-6534-4848-963a-ba1992728076 Sun, 19 Jul 2026 19:10:30 GMT Sun, 19 Jul 2026 19:10:30 GMT IOL Speeding doesn't just increase the risk of road accidents, it can also lead to higher repair bills, insurance complications and costly claims. Miway's Sherry Sibeko explains why slowing down, especially during winter, can protect both your safety and your finances. https://www.iol.co.za/personal-finance/financial-planning/south-africans-face-financial-challenges-as-inflation-continues-report-finds-1b759454-8801-4317-b8f7-e487440ab266 https://www.iol.co.za/personal-finance/financial-planning/south-africans-face-financial-challenges-as-inflation-continues-report-finds-1b759454-8801-4317-b8f7-e487440ab266 Thu, 16 Jul 2026 11:28:25 GMT Thu, 16 Jul 2026 11:28:25 GMT IOL South African consumers are grappling with rising inflation and declining financial optimism, as highlighted in TransUnion's Q2 2026 Consumer Pulse Study. With 79% ranking inflation as a top concern, households are adjusting their spending and borrowing behaviours to navigate ongoing financial strain. https://www.iol.co.za/personal-finance/financial-planning/how-to-ensure-your-sars-auto-assessment-is-accurate-67d6517f-34b5-43c7-bb83-2c10998f72af https://www.iol.co.za/personal-finance/financial-planning/how-to-ensure-your-sars-auto-assessment-is-accurate-67d6517f-34b5-43c7-bb83-2c10998f72af Thu, 16 Jul 2026 11:28:17 GMT Thu, 16 Jul 2026 11:28:17 GMT IOL Discover how to identify and correct common errors in your Sars auto-assessment, ensuring you maximise your tax refund and avoid costly mistakes. https://www.iol.co.za/personal-finance/financial-planning/sars-celebrates-significant-sentencing-in-r62-million-tax-fraud-case-61427d31-d8d4-4d8a-89ac-ba9659a077ac https://www.iol.co.za/personal-finance/financial-planning/sars-celebrates-significant-sentencing-in-r62-million-tax-fraud-case-61427d31-d8d4-4d8a-89ac-ba9659a077ac Thu, 16 Jul 2026 11:27:50 GMT Thu, 16 Jul 2026 11:27:50 GMT IOL Sars has welcomed a landmark 25-year sentence for a taxpayer involved in a R62 million VAT fraud scheme, highlighting the importance of compliance and the serious consequences of tax fraud. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-south-africans-prioritise-affordability-in-ride-hailing-services-284645b3-024d-4e4d-87fc-962786de732f https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-south-africans-prioritise-affordability-in-ride-hailing-services-284645b3-024d-4e4d-87fc-962786de732f Thu, 16 Jul 2026 11:27:42 GMT Thu, 16 Jul 2026 11:27:42 GMT IOL Affordability remains the primary factor influencing how South Africans use ride-hailing services, with new data revealing that while cost is king, some consumers are willing to pay a little more for enhanced experiences.