https://www.iol.co.za https://www.iol.co.za/assets/img/branding/iol/iol-logo-196x82.jpg https://www.iol.co.za RSS for Node Mon, 17 Aug 2026 06:40:46 GMT Mon, 17 Aug 2026 06:40:46 GMT https://www.iol.co.za/rss 60 https://www.iol.co.za/business/savings/women-manage-debt-better-than-men-but-face-higher-financial-stress-report-99967fab-353c-4de7-bf06-81dcd82dd13d https://www.iol.co.za/business/savings/women-manage-debt-better-than-men-but-face-higher-financial-stress-report-99967fab-353c-4de7-bf06-81dcd82dd13d Fri, 14 Aug 2026 15:37:03 GMT Fri, 14 Aug 2026 15:37:03 GMT IOL Women borrow less and repay more reliably than men, but they are more financially stressed, and the pressure is spilling into their homes. https://www.iol.co.za/business/economy/the-numbers-behind-south-african-womens-70-year-fight-for-equality-97bdbcfe-8442-488c-9ef5-2c8dd9d6f3e9 https://www.iol.co.za/business/economy/the-numbers-behind-south-african-womens-70-year-fight-for-equality-97bdbcfe-8442-488c-9ef5-2c8dd9d6f3e9 Fri, 14 Aug 2026 08:32:49 GMT Fri, 14 Aug 2026 08:32:49 GMT IOL Seventy years after the Women's March, South African women are better educated, wealthier and more independent – but broader labour stats tell a different story. https://www.iol.co.za/business/property/the-deposit-squeeze-isnt-stopping-south-africans-from-buying-homes-e9aa097a-3d61-4ed6-ae10-504eb1a0b8fc https://www.iol.co.za/business/property/the-deposit-squeeze-isnt-stopping-south-africans-from-buying-homes-e9aa097a-3d61-4ed6-ae10-504eb1a0b8fc Thu, 13 Aug 2026 13:33:46 GMT Thu, 13 Aug 2026 13:33:46 GMT IOL South Africa’s property market remained resilient, with rising home loans and incomes supporting demand while luxury estates attracted high-value buyers. https://www.iol.co.za/business/south-africans-turn-to-credit-as-financial-pressure-builds-5279d597-2a49-4aff-9810-3c7019d40322 https://www.iol.co.za/business/south-africans-turn-to-credit-as-financial-pressure-builds-5279d597-2a49-4aff-9810-3c7019d40322 Wed, 12 Aug 2026 09:10:47 GMT Wed, 12 Aug 2026 09:10:47 GMT IOL A new debt index points to rising financial pressure as South Africans increasingly turn to credit to manage household costs. https://www.iol.co.za/business/love-is-blind-deaf-and-even-stupid-f582f9f5-f2ef-43cf-b1de-6dd8007c812c https://www.iol.co.za/business/love-is-blind-deaf-and-even-stupid-f582f9f5-f2ef-43cf-b1de-6dd8007c812c Tue, 11 Aug 2026 11:57:41 GMT Tue, 11 Aug 2026 11:57:41 GMT IOL Couples happily discuss where to live and how to decorate, but financial experts say many avoid the money conversations that matter most. https://www.iol.co.za/business/the-hidden-costs-of-love-financial-risks-for-women-in-relationships-8d9f1f71-6070-48c8-b9af-9f92dda8b905 https://www.iol.co.za/business/the-hidden-costs-of-love-financial-risks-for-women-in-relationships-8d9f1f71-6070-48c8-b9af-9f92dda8b905 Fri, 07 Aug 2026 08:48:29 GMT Fri, 07 Aug 2026 08:48:29 GMT IOL As marriage rates fall and more couples cohabit, women are bearing the biggest financial risk when relationships end without legal protection. https://www.iol.co.za/business/this-is-how-more-women-are-choosing-to-build-wealth-and-secure-the-bag-6bae5f38-011b-483c-b0b7-797ded1e9546 https://www.iol.co.za/business/this-is-how-more-women-are-choosing-to-build-wealth-and-secure-the-bag-6bae5f38-011b-483c-b0b7-797ded1e9546 Fri, 07 Aug 2026 08:10:57 GMT Fri, 07 Aug 2026 08:10:57 GMT IOL More South African women are entering the property market as first-time buyers, using home ownership as a foundation for financial independence and long-term wealth creation. https://www.iol.co.za/business/homeowner-wins-justice-after-lawyers-theft-of-sale-proceeds-d0c3e0bd-da35-42d5-a024-35ef8b3552d0 https://www.iol.co.za/business/homeowner-wins-justice-after-lawyers-theft-of-sale-proceeds-d0c3e0bd-da35-42d5-a024-35ef8b3552d0 Thu, 06 Aug 2026 09:14:05 GMT Thu, 06 Aug 2026 09:14:05 GMT IOL A confiscation order has finally brought financial relief to a homeowner nearly two decades after her attorney stole the proceeds of her house sale. https://www.iol.co.za/business-report/careers/why-womens-empowerment-in-fintech-must-be-rooted-in-agency-not-just-opportunity-b48546e4-72e4-4586-9829-e7fa53d7fef2 https://www.iol.co.za/business-report/careers/why-womens-empowerment-in-fintech-must-be-rooted-in-agency-not-just-opportunity-b48546e4-72e4-4586-9829-e7fa53d7fef2 Tue, 04 Aug 2026 12:33:59 GMT Tue, 04 Aug 2026 12:33:59 GMT IOL When women within fintech companies feel empowered, they become the role models of better products for the women outside, especially in African markets, where access to financial services is challenging. https://www.iol.co.za/business/economy/from-food-to-fuel-how-south-africas-cost-of-living-crisis-is-reshaping-daily-life-0ce53ea9-7c27-4a57-98b5-ac5f4d3c45a6 https://www.iol.co.za/business/economy/from-food-to-fuel-how-south-africas-cost-of-living-crisis-is-reshaping-daily-life-0ce53ea9-7c27-4a57-98b5-ac5f4d3c45a6 Fri, 31 Jul 2026 13:41:23 GMT Fri, 31 Jul 2026 13:41:23 GMT IOL From food baskets to home loans, the numbers tell the same story: South Africans are running out of month before they run out of bills. https://www.iol.co.za/business/think-whatsapp-messages-prove-your-relationship-pension-ruling-says-otherwise-bbbbfd15-7b8a-4849-aac3-6968b5e0ed5a https://www.iol.co.za/business/think-whatsapp-messages-prove-your-relationship-pension-ruling-says-otherwise-bbbbfd15-7b8a-4849-aac3-6968b5e0ed5a Thu, 30 Jul 2026 13:29:58 GMT Thu, 30 Jul 2026 13:29:58 GMT IOL A recent pension dispute shows that WhatsApp messages alone won't determine who inherits a death benefit, with trustees required to consider the full picture of a relationship. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-labour-courts-decision-on-picketing-and-employee-rights-3246cc0e-cfd7-4a64-9293-d8b32a3e90d4 https://www.iol.co.za/personal-finance/financial-planning/understanding-the-labour-courts-decision-on-picketing-and-employee-rights-3246cc0e-cfd7-4a64-9293-d8b32a3e90d4 Thu, 30 Jul 2026 08:31:08 GMT Thu, 30 Jul 2026 08:31:08 GMT IOL The Labour Court's ruling on a controversial picketing incident highlights the importance of evidentiary burden and procedural fairness in employee dismissals. https://www.iol.co.za/personal-finance/financial-planning/5-money-mistakes-that-sabotage-your-savings-e20f3c6b-1dda-440e-b228-9668e15e2853 https://www.iol.co.za/personal-finance/financial-planning/5-money-mistakes-that-sabotage-your-savings-e20f3c6b-1dda-440e-b228-9668e15e2853 Thu, 30 Jul 2026 08:30:59 GMT Thu, 30 Jul 2026 08:30:59 GMT IOL Discover the five common financial habits that undermine your savings efforts and learn practical strategies to build a more secure financial future. https://www.iol.co.za/personal-finance/financial-planning/understanding-recent-south-african-tax-judgments-key-lessons-for-businesses-7a9f24a6-edee-4d40-b987-b00ca8fabeff https://www.iol.co.za/personal-finance/financial-planning/understanding-recent-south-african-tax-judgments-key-lessons-for-businesses-7a9f24a6-edee-4d40-b987-b00ca8fabeff Thu, 30 Jul 2026 08:30:48 GMT Thu, 30 Jul 2026 08:30:48 GMT IOL Four recent tax judgments in South Africa signal a shift in how the courts assess tax planning strategies. This article explores the implications for businesses, highlighting the importance of economic substance, documentation, and compliance. https://www.iol.co.za/personal-finance/financial-planning/review-your-budget-how-to-stay-on-track-halfway-through-the-year-ca32925d-8531-43e1-bc92-26a840e2e18d https://www.iol.co.za/personal-finance/financial-planning/review-your-budget-how-to-stay-on-track-halfway-through-the-year-ca32925d-8531-43e1-bc92-26a840e2e18d Thu, 30 Jul 2026 07:59:14 GMT Thu, 30 Jul 2026 07:59:14 GMT IOL Halfway through the year, it's time to assess your budgeting progress. Discover practical tips to realign your financial goals and make the most of the remaining months. https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-early-retirement-savings-for-young-south-africans-5db62207-89ed-4b57-8a18-ef79929e7872 https://www.iol.co.za/personal-finance/financial-planning/the-importance-of-early-retirement-savings-for-young-south-africans-5db62207-89ed-4b57-8a18-ef79929e7872 Thu, 30 Jul 2026 07:58:59 GMT Thu, 30 Jul 2026 07:58:59 GMT IOL Discover why saving for retirement is crucial for young South Africans and learn practical strategies to start building a secure financial future today. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-to-protect-yourself-from-tax-season-scams-20a2ae44-4bca-4dac-b569-8e71aa92b50a https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-to-protect-yourself-from-tax-season-scams-20a2ae44-4bca-4dac-b569-8e71aa92b50a Thu, 30 Jul 2026 07:58:46 GMT Thu, 30 Jul 2026 07:58:46 GMT IOL With tax season upon us, South African taxpayers must be aware of the rising threat of fraud. This article explores the latest scams targeting taxpayers and offers essential tips for staying safe during the filing process. https://www.iol.co.za/personal-finance/financial-planning/the-hidden-costs-of-caregiving-how-daughters-bear-the-financial-burden-cbfd5823-e80f-4aa5-a248-f763a9bd2151 https://www.iol.co.za/personal-finance/financial-planning/the-hidden-costs-of-caregiving-how-daughters-bear-the-financial-burden-cbfd5823-e80f-4aa5-a248-f763a9bd2151 Thu, 30 Jul 2026 07:58:37 GMT Thu, 30 Jul 2026 07:58:37 GMT IOL Explore the financial implications of unpaid caregiving responsibilities faced by daughters in South Africa, as experts highlight the urgent need for financial planning and support systems to ensure women's financial security. https://www.iol.co.za/personal-finance/financial-planning/why-you-should-think-twice-before-spending-your-retirement-savings-fc77e3e4-cae3-4ab5-8700-510d45063bf0 https://www.iol.co.za/personal-finance/financial-planning/why-you-should-think-twice-before-spending-your-retirement-savings-fc77e3e4-cae3-4ab5-8700-510d45063bf0 Wed, 29 Jul 2026 18:54:10 GMT Wed, 29 Jul 2026 18:54:10 GMT IOL Every July, Savings Month prompts South Africans to save more for the future. This year, let's focus on the importance of preserving your existing savings and the risks of premature withdrawals from your retirement fund. https://www.iol.co.za/personal-finance/financial-planning/life-partnership-at-centre-of-r83m-pension-benefit-dispute-5d61ea1c-0291-459b-ac59-e789cfde7bd0 https://www.iol.co.za/personal-finance/financial-planning/life-partnership-at-centre-of-r83m-pension-benefit-dispute-5d61ea1c-0291-459b-ac59-e789cfde7bd0 Wed, 29 Jul 2026 18:53:53 GMT Wed, 29 Jul 2026 18:53:53 GMT IOL A recent dispute over a R8.3 million pension fund death benefit reveals the complexities of recognising permanent life partnerships under South African law, as the Pension Funds Adjudicator weighs the claims of a deceased member's sister against those of his long-term partner. https://www.iol.co.za/business/economy/coughing-up-cash-how-flu-season-hits-your-wallet-7489503a-02a2-49b2-8e7c-8a705a876b54 https://www.iol.co.za/business/economy/coughing-up-cash-how-flu-season-hits-your-wallet-7489503a-02a2-49b2-8e7c-8a705a876b54 Wed, 29 Jul 2026 15:17:03 GMT Wed, 29 Jul 2026 15:17:03 GMT IOL From R800 Tamiflu courses to R11,000 illness episodes, this winter's flu season is extracting a steep financial toll – and with snow forecast for Gauteng, it may not be over yet. https://www.iol.co.za/personal-finance/financial-planning/are-you-getting-in-your-own-way-why-the-patience-premium-is-the-key-to-financial-stability-8076a280-7615-46df-a26c-8efe855142c8 https://www.iol.co.za/personal-finance/financial-planning/are-you-getting-in-your-own-way-why-the-patience-premium-is-the-key-to-financial-stability-8076a280-7615-46df-a26c-8efe855142c8 Wed, 29 Jul 2026 05:24:28 GMT Wed, 29 Jul 2026 05:24:28 GMT IOL National Savings Month traditionally focuses on encouraging South Africans to save more and spend less. However, for those who already have an investment portfolio, the real challenge is whether they have the discipline to stay fully invested when anxiety pushes them to act. https://www.iol.co.za/personal-finance/financial-planning/protecting-your-valuables-a-guide-for-south-african-consumers-650a935a-a52f-41e8-8cfd-db9aad6a8848 https://www.iol.co.za/personal-finance/financial-planning/protecting-your-valuables-a-guide-for-south-african-consumers-650a935a-a52f-41e8-8cfd-db9aad6a8848 Tue, 28 Jul 2026 20:19:26 GMT Tue, 28 Jul 2026 20:19:26 GMT IOL Explore the increasing reliance of South Africans on personal technology and the financial implications of losing these essential items. Learn how to protect your valuables and understand the importance of adequate insurance coverage. https://www.iol.co.za/personal-finance/financial-planning/the-role-of-behavioural-science-in-improving-saving-habits-for-south-africans-effdc073-9d34-48bd-850a-1ab094266caa https://www.iol.co.za/personal-finance/financial-planning/the-role-of-behavioural-science-in-improving-saving-habits-for-south-africans-effdc073-9d34-48bd-850a-1ab094266caa Mon, 27 Jul 2026 12:24:25 GMT Mon, 27 Jul 2026 12:24:25 GMT IOL Explore how understanding the psychology behind financial decision-making can empower South Africans to develop healthier saving habits and achieve long-term financial goals. https://www.iol.co.za/business/economy/the-bankruptcy-data-no-one-saw-for-five-years-49455f78-09e2-43a2-ad18-15c64e7f5845 https://www.iol.co.za/business/economy/the-bankruptcy-data-no-one-saw-for-five-years-49455f78-09e2-43a2-ad18-15c64e7f5845 Mon, 27 Jul 2026 11:05:05 GMT Mon, 27 Jul 2026 11:05:05 GMT IOL South Africa's insolvency statistics vanished for five years. The revived data shows bankruptcies have fallen sharply – but households remain under pressure. https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-uncertainty-how-south-africans-are-coping-with-economic-challenges-58d33312-333c-4841-8552-570de729f062 https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-uncertainty-how-south-africans-are-coping-with-economic-challenges-58d33312-333c-4841-8552-570de729f062 Mon, 27 Jul 2026 05:35:53 GMT Mon, 27 Jul 2026 05:35:53 GMT IOL Despite ongoing financial pressures, a new survey reveals that 37% of South Africans feel their financial wellbeing has improved. However, uncertainty about the future looms large, with many consumers struggling to save and prioritising essential insurance. https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-emergency-funds-and-investments-for-financial-resilience-16a4068c-cdb9-49e3-aa31-5faf94cbe0a0 https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-emergency-funds-and-investments-for-financial-resilience-16a4068c-cdb9-49e3-aa31-5faf94cbe0a0 Mon, 27 Jul 2026 05:35:50 GMT Mon, 27 Jul 2026 05:35:50 GMT IOL Discover how to achieve financial resilience by balancing emergency funds and investments. This article explores practical strategies to help you secure your present while building long-term wealth. https://www.iol.co.za/personal-finance/no-rate-hike-but-no-relief-either-ce3d45b4-555e-4f0d-abe3-ba535262ccd9 https://www.iol.co.za/personal-finance/no-rate-hike-but-no-relief-either-ce3d45b4-555e-4f0d-abe3-ba535262ccd9 Sun, 26 Jul 2026 19:11:04 GMT Sun, 26 Jul 2026 19:11:04 GMT IOL The Reserve Bank held rates steady, but with inflation at 5% and South Africans skipping meals to make ends meet, relief only goes so far. https://www.iol.co.za/personal-finance/financial-planning/5-common-insurance-myths-south-africans-need-to-stop-believing-a1a77865-2963-4ebf-af1a-55329b59318f https://www.iol.co.za/personal-finance/financial-planning/5-common-insurance-myths-south-africans-need-to-stop-believing-a1a77865-2963-4ebf-af1a-55329b59318f Sun, 26 Jul 2026 17:26:14 GMT Sun, 26 Jul 2026 17:26:14 GMT IOL Discover the top 5 insurance myths that could lead to costly mistakes for South Africans. Learn the truth behind these misconceptions to ensure you're adequately covered. https://www.iol.co.za/business/economy/home-sweet-home-made-utilities-when-the-municipal-grid-becomes-an-optional-extra-32873cab-d1fe-4b92-8248-131a41e3cc4a https://www.iol.co.za/business/economy/home-sweet-home-made-utilities-when-the-municipal-grid-becomes-an-optional-extra-32873cab-d1fe-4b92-8248-131a41e3cc4a Fri, 24 Jul 2026 12:41:25 GMT Fri, 24 Jul 2026 12:41:25 GMT IOL Going off-grid is increasingly about building a home that's less vulnerable to failing municipal services, rising utility bills and infrastructure failures. https://www.iol.co.za/personal-finance/financial-planning/the-risks-of-using-unregistered-tax-preparers-in-south-africa-bbad283e-5868-4cfc-b86a-c9eb8a86c876 https://www.iol.co.za/personal-finance/financial-planning/the-risks-of-using-unregistered-tax-preparers-in-south-africa-bbad283e-5868-4cfc-b86a-c9eb8a86c876 Fri, 24 Jul 2026 07:30:35 GMT Fri, 24 Jul 2026 07:30:35 GMT IOL Discover the risks associated with using unregistered tax preparers and learn how to protect yourself from fraud and compliance issues by verifying your tax practitioner. https://www.iol.co.za/business/economy/will-interest-rates-rise-or-fall-next-sarb-says-both-are-still-on-the-table-2bb4d631-1950-4e27-baf8-2583fa8480bd https://www.iol.co.za/business/economy/will-interest-rates-rise-or-fall-next-sarb-says-both-are-still-on-the-table-2bb4d631-1950-4e27-baf8-2583fa8480bd Fri, 24 Jul 2026 07:26:19 GMT Fri, 24 Jul 2026 07:26:19 GMT IOL The Reserve Bank has hit pause on interest rates, but says the path ahead will depend on whether inflation pressures ease or intensify in the months ahead. https://www.iol.co.za/personal-finance/financial-planning/how-to-build-a-winning-investment-portfolio-3ca67f3e-b6d9-45c2-a606-45adedfbfc23 https://www.iol.co.za/personal-finance/financial-planning/how-to-build-a-winning-investment-portfolio-3ca67f3e-b6d9-45c2-a606-45adedfbfc23 Thu, 23 Jul 2026 16:35:46 GMT Thu, 23 Jul 2026 16:35:46 GMT IOL Discover how to create a balanced investment portfolio that works like a winning sports team. Learn about the roles of different asset classes and how to strategically allocate your investments for long-term success. https://www.iol.co.za/personal-finance/financial-planning/the-future-of-employee-benefits-insights-from-salts-70th-anniversary-71e67517-1c6a-48fa-a299-24746491bbf2 https://www.iol.co.za/personal-finance/financial-planning/the-future-of-employee-benefits-insights-from-salts-70th-anniversary-71e67517-1c6a-48fa-a299-24746491bbf2 Thu, 23 Jul 2026 16:35:35 GMT Thu, 23 Jul 2026 16:35:35 GMT IOL During Salt Employee Benefits' 70th anniversary, chairman Eddie Strydom emphasises the need for structural reform in South Africa's employee benefits industry to improve retirement outcomes for members. He discusses the challenges of compliance, administration, and the importance of member representation. https://www.iol.co.za/personal-finance/financial-planning/national-savings-month-a-guide-to-effective-saving-and-investing-85d51242-5376-4f04-9e5f-43d8cc8987ad https://www.iol.co.za/personal-finance/financial-planning/national-savings-month-a-guide-to-effective-saving-and-investing-85d51242-5376-4f04-9e5f-43d8cc8987ad Thu, 23 Jul 2026 16:34:13 GMT Thu, 23 Jul 2026 16:34:13 GMT IOL July is National Savings Month in South Africa, a time to reassess your financial strategy and enhance your saving habits. Discover effective ways to maximise your retirement savings, utilise tax-free accounts, and explore investment options like ETFs to build long-term wealth. https://www.iol.co.za/personal-finance/financial-planning/saving-is-hard-enough-dont-let-fraudsters-steal-your-progress-4520b540-439d-43fc-ac7a-ef0484a0ea1e https://www.iol.co.za/personal-finance/financial-planning/saving-is-hard-enough-dont-let-fraudsters-steal-your-progress-4520b540-439d-43fc-ac7a-ef0484a0ea1e Thu, 23 Jul 2026 16:34:05 GMT Thu, 23 Jul 2026 16:34:05 GMT IOL The 2025 Debt Rescue Consumer Savings Survey found that only 18% of South Africans save more than 10% of their monthly income, while 27% do not save at all. According to National Treasury estimates, only around 6% of South Africans retire with sufficient income to maintain their standard of living. https://www.iol.co.za/personal-finance/financial-planning/your-financial-budgeting-and-insurance-questions-answered-8025f56b-f5e9-4279-8765-55969ce51efd https://www.iol.co.za/personal-finance/financial-planning/your-financial-budgeting-and-insurance-questions-answered-8025f56b-f5e9-4279-8765-55969ce51efd Thu, 23 Jul 2026 16:33:54 GMT Thu, 23 Jul 2026 16:33:54 GMT IOL PSG answers your financial, budgeting, and insurance questions. https://www.iol.co.za/business/economy/watch-sarb-holds-rates-even-as-inflation-spikes-6fa785f5-7af1-46f8-8933-c9ec1ed2da67 https://www.iol.co.za/business/economy/watch-sarb-holds-rates-even-as-inflation-spikes-6fa785f5-7af1-46f8-8933-c9ec1ed2da67 Thu, 23 Jul 2026 14:38:24 GMT Thu, 23 Jul 2026 14:38:24 GMT IOL The central bank sees upside risks to inflation, which hinges on the war in Iran and could result in a hike. https://www.iol.co.za/personal-finance/financial-planning/south-africas-tax-courts-reshape-the-landscape-for-wealthy-families-and-businesses-f1885432-d125-4378-b3df-35519418c0ff https://www.iol.co.za/personal-finance/financial-planning/south-africas-tax-courts-reshape-the-landscape-for-wealthy-families-and-businesses-f1885432-d125-4378-b3df-35519418c0ff Thu, 23 Jul 2026 13:59:18 GMT Thu, 23 Jul 2026 13:59:18 GMT IOL Recent tax court judgments in South Africa signal a shift in how tax risk is managed for wealthy families and business owners. This article explores key cases and their implications for tax compliance and governance. https://www.iol.co.za/business/economy/consumers-are-under-pressure-so-why-are-insolvencies-falling-1604cada-efa0-4165-9174-f3e45778e6d1 https://www.iol.co.za/business/economy/consumers-are-under-pressure-so-why-are-insolvencies-falling-1604cada-efa0-4165-9174-f3e45778e6d1 Thu, 23 Jul 2026 08:44:17 GMT Thu, 23 Jul 2026 08:44:17 GMT IOL Official insolvencies are declining, even as rising inflation, mounting debt and relentless cost-of-living pressures continue squeezing South African households. https://www.iol.co.za/personal-finance/financial-planning/avoiding-financial-regrets-lessons-for-young-investors-e1b04500-0c6d-476d-afc0-c984058fe851 https://www.iol.co.za/personal-finance/financial-planning/avoiding-financial-regrets-lessons-for-young-investors-e1b04500-0c6d-476d-afc0-c984058fe851 Thu, 23 Jul 2026 06:22:54 GMT Thu, 23 Jul 2026 06:22:54 GMT IOL Learn how early financial decisions and consistent behaviour can secure your financial future. Discover the importance of starting your savings and investments now to avoid regrets later. https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-family-support-and-personal-finances-in-south-africa-7fdcd51e-13e7-46a4-a99f-9aeef71a19c3 https://www.iol.co.za/personal-finance/financial-planning/how-to-balance-family-support-and-personal-finances-in-south-africa-7fdcd51e-13e7-46a4-a99f-9aeef71a19c3 Thu, 23 Jul 2026 06:22:48 GMT Thu, 23 Jul 2026 06:22:48 GMT IOL Explore the financial challenges faced by young black South Africans who support their families. Learn practical tips for managing your finances while fulfilling family obligations. https://www.iol.co.za/news/opinion/i-was-going-to-bet-on-a-rate-hold-then-inflation-hit-5-1913cbe4-7a53-4662-84a7-f701b4c9c093 https://www.iol.co.za/news/opinion/i-was-going-to-bet-on-a-rate-hold-then-inflation-hit-5-1913cbe4-7a53-4662-84a7-f701b4c9c093 Thu, 23 Jul 2026 04:42:47 GMT Thu, 23 Jul 2026 04:42:47 GMT IOL The Reserve Bank may hike rates this afternoon. Most South Africans are too busy trying to afford groceries to care. https://www.iol.co.za/personal-finance/financial-planning/how-financial-stress-drives-absenteeism-in-south-african-workplaces-714ba434-2a0f-457e-8743-563725b9b068 https://www.iol.co.za/personal-finance/financial-planning/how-financial-stress-drives-absenteeism-in-south-african-workplaces-714ba434-2a0f-457e-8743-563725b9b068 Wed, 22 Jul 2026 20:03:10 GMT Wed, 22 Jul 2026 20:03:10 GMT IOL Absenteeism is a significant yet often overlooked expense for South African businesses, costing the economy billions annually. This article explores the financial implications of absenteeism, its causes, and innovative solutions like earned wage access that can help improve employee attendance and productivity. https://www.iol.co.za/personal-finance/partnered/samsung-galaxy-z-fold8-ultra-fold8-and-flip8-foldables-perfected-for-every-way-of-living-39372c08-3227-4cae-9a4f-2cf796a0ba1e https://www.iol.co.za/personal-finance/partnered/samsung-galaxy-z-fold8-ultra-fold8-and-flip8-foldables-perfected-for-every-way-of-living-39372c08-3227-4cae-9a4f-2cf796a0ba1e Wed, 22 Jul 2026 14:17:45 GMT Wed, 22 Jul 2026 14:17:45 GMT IOL The all-new Galaxy Z series opens a new chapter in foldables with three distinct experiences designed for Ultra productivity, immersive discovery and self-expression https://www.iol.co.za/business/economy/cost-of-living-bites-harder-as-inflation-climbs-to-5-4c988cbc-3614-4cb4-94e0-4bb7f84bcdf5 https://www.iol.co.za/business/economy/cost-of-living-bites-harder-as-inflation-climbs-to-5-4c988cbc-3614-4cb4-94e0-4bb7f84bcdf5 Wed, 22 Jul 2026 08:50:29 GMT Wed, 22 Jul 2026 08:50:29 GMT IOL The cost of living in June was higher than expected, moving to levels last seen two years ago. https://www.iol.co.za/business/cost-of-living-overtakes-interest-rates-as-south-africans-biggest-financial-stress-survey-finds-391287bc-5a02-4338-954b-2e5711ba5b68 https://www.iol.co.za/business/cost-of-living-overtakes-interest-rates-as-south-africans-biggest-financial-stress-survey-finds-391287bc-5a02-4338-954b-2e5711ba5b68 Wed, 22 Jul 2026 08:00:56 GMT Wed, 22 Jul 2026 08:00:56 GMT IOL The cost of living has overtaken interest rates as South Africans' biggest financial worry, even as the MPC prepares to announce its latest decision on Thursday. https://www.iol.co.za/personal-finance/financial-planning/sars-modernisation-the-shift-towards-automated-tax-assessments-59bb6000-adba-4ef6-b819-8a33e220545d https://www.iol.co.za/personal-finance/financial-planning/sars-modernisation-the-shift-towards-automated-tax-assessments-59bb6000-adba-4ef6-b819-8a33e220545d Wed, 22 Jul 2026 04:42:02 GMT Wed, 22 Jul 2026 04:42:02 GMT IOL Sars is undergoing a significant transformation with the introduction of automated tax assessments driven by AI. This article explores the implications of these changes for taxpayers, including the benefits and potential pitfalls of relying on automated systems. https://www.iol.co.za/personal-finance/financial-planning/why-your-will-needs-to-adapt-for-cross-border-estate-planning-a02b48a4-4a37-4166-adf7-42ca1a9a5fc7 https://www.iol.co.za/personal-finance/financial-planning/why-your-will-needs-to-adapt-for-cross-border-estate-planning-a02b48a4-4a37-4166-adf7-42ca1a9a5fc7 Tue, 21 Jul 2026 18:16:17 GMT Tue, 21 Jul 2026 18:16:17 GMT IOL Discover the complexities of cross-border estate planning as we explore the importance of aligning wills across jurisdictions to ensure your assets are distributed according to your wishes. https://www.iol.co.za/personal-finance/financial-planning/how-ambiguous-insurance-contracts-can-undermine-income-protection-4a8a4176-7029-43ca-bc0b-68f46e8fdcd6 https://www.iol.co.za/personal-finance/financial-planning/how-ambiguous-insurance-contracts-can-undermine-income-protection-4a8a4176-7029-43ca-bc0b-68f46e8fdcd6 Tue, 21 Jul 2026 17:36:09 GMT Tue, 21 Jul 2026 17:36:09 GMT IOL This article explores a recent dispute over an income protection policy, highlighting the dangers of ambiguous insurance contracts and the importance of consumer vigilance in managing their insurance rights. https://www.iol.co.za/business/the-hidden-cost-of-debt-is-hitting-south-african-homes-harder-than-ever-96a3fc43-3f52-4aaa-b0a7-80c4d44f0375 https://www.iol.co.za/business/the-hidden-cost-of-debt-is-hitting-south-african-homes-harder-than-ever-96a3fc43-3f52-4aaa-b0a7-80c4d44f0375 Tue, 21 Jul 2026 11:30:26 GMT Tue, 21 Jul 2026 11:30:26 GMT IOL Financial stress is taking a growing toll on South Africans' mental health, with home-life pressure reaching a five-year high. https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-pressure-saving-strategies-for-south-africans-e4346c9d-e060-43ef-baf2-112417b55d15 https://www.iol.co.za/personal-finance/financial-planning/navigating-financial-pressure-saving-strategies-for-south-africans-e4346c9d-e060-43ef-baf2-112417b55d15 Mon, 20 Jul 2026 11:45:22 GMT Mon, 20 Jul 2026 11:45:22 GMT IOL July marks National Savings Month, highlighting the financial struggles faced by many South Africans. This article explores the challenges of saving in a high-cost environment and offers practical advice for building financial resilience. https://www.iol.co.za/personal-finance/financial-planning/south-africans-are-taking-retirement-planning-seriously-report-finds-80441c11-c8ba-401f-8d18-e871b31491ab https://www.iol.co.za/personal-finance/financial-planning/south-africans-are-taking-retirement-planning-seriously-report-finds-80441c11-c8ba-401f-8d18-e871b31491ab Mon, 20 Jul 2026 11:45:11 GMT Mon, 20 Jul 2026 11:45:11 GMT IOL Discover the key findings from the 2026 FNB Retirement Insights Survey, revealing how South Africans are adapting their retirement planning amidst rising costs and economic challenges. https://www.iol.co.za/personal-finance/financial-planning/what-to-do-if-you-havent-been-auto-assessed-dd1ee89c-765e-4980-8c02-b686bcad569b https://www.iol.co.za/personal-finance/financial-planning/what-to-do-if-you-havent-been-auto-assessed-dd1ee89c-765e-4980-8c02-b686bcad569b Mon, 20 Jul 2026 11:45:00 GMT Mon, 20 Jul 2026 11:45:00 GMT IOL With Sars opening Filing Season 2026, many taxpayers will not be auto-assessed. Discover why this happens and how consulting a SAIT practitioner can ensure your tax return is filed accurately and on time. https://www.iol.co.za/business/economy/will-the-reserve-bank-hold-interest-rates-this-week-the-rand-is-making-a-strong-case-10f0300a-32b0-4f4b-aa7d-1e56c7173b99 https://www.iol.co.za/business/economy/will-the-reserve-bank-hold-interest-rates-this-week-the-rand-is-making-a-strong-case-10f0300a-32b0-4f4b-aa7d-1e56c7173b99 Mon, 20 Jul 2026 10:46:28 GMT Mon, 20 Jul 2026 10:46:28 GMT IOL How much influence the rand has on the South African Reserve Bank's next interest rate decision will come into focus on Thursday, with its resilience helping to offset inflation risks from higher oil prices. https://www.iol.co.za/personal-finance/financial-planning/the-psychology-of-saving-why-its-difficult-and-how-to-keep-at-it-c4bf15f9-a4bb-4da5-b77b-7f12abaf8c03 https://www.iol.co.za/personal-finance/financial-planning/the-psychology-of-saving-why-its-difficult-and-how-to-keep-at-it-c4bf15f9-a4bb-4da5-b77b-7f12abaf8c03 Mon, 20 Jul 2026 06:11:54 GMT Mon, 20 Jul 2026 06:11:54 GMT IOL Explore the psychological factors that make saving money challenging and uncover actionable strategies to cultivate sustainable saving habits. https://www.iol.co.za/personal-finance/financial-planning/how-south-africas-new-generation-of-retirees-can-protect-their-retirement-pot-acdc980f-9929-4568-bcf4-8de2a9d7a262 https://www.iol.co.za/personal-finance/financial-planning/how-south-africas-new-generation-of-retirees-can-protect-their-retirement-pot-acdc980f-9929-4568-bcf4-8de2a9d7a262 Mon, 20 Jul 2026 06:11:49 GMT Mon, 20 Jul 2026 06:11:49 GMT IOL As South Africa marks National Savings Month, more people are working beyond retirement age. Here are five practical ways to protect your retirement savings while continuing to earn an income. https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-speeding-why-a-few-minutes-saved-arent-worth-it-f0b0a61e-6534-4848-963a-ba1992728076 https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-speeding-why-a-few-minutes-saved-arent-worth-it-f0b0a61e-6534-4848-963a-ba1992728076 Sun, 19 Jul 2026 19:10:30 GMT Sun, 19 Jul 2026 19:10:30 GMT IOL Speeding doesn't just increase the risk of road accidents, it can also lead to higher repair bills, insurance complications and costly claims. Miway's Sherry Sibeko explains why slowing down, especially during winter, can protect both your safety and your finances. https://www.iol.co.za/business/economy/heres-why-the-reserve-bank-could-hold-interest-rates-next-week-despite-growing-inflation-risks-c3f9198c-6bd1-4344-a944-5d49c3f74408 https://www.iol.co.za/business/economy/heres-why-the-reserve-bank-could-hold-interest-rates-next-week-despite-growing-inflation-risks-c3f9198c-6bd1-4344-a944-5d49c3f74408 Fri, 17 Jul 2026 10:55:05 GMT Fri, 17 Jul 2026 10:55:05 GMT IOL The central bank faces a tough decision next week as oil prices move up - again. The bank raised rates in May, taking prime to 10.5%. https://www.iol.co.za/business/economy/many-south-africans-have-nothing-left-to-save-says-ndca-715be0fd-49ee-4170-9f16-a1adbf36246a https://www.iol.co.za/business/economy/many-south-africans-have-nothing-left-to-save-says-ndca-715be0fd-49ee-4170-9f16-a1adbf36246a Fri, 17 Jul 2026 09:35:29 GMT Fri, 17 Jul 2026 09:35:29 GMT IOL The National Debt Counselling Association says many households are not failing to save because of poor financial discipline, but because of the cost of living. https://www.iol.co.za/personal-finance/financial-planning/how-nelson-mandelas-teachings-can-empower-financial-advisers-4c382a3a-e97f-4079-8b08-e6a542cecd46 https://www.iol.co.za/personal-finance/financial-planning/how-nelson-mandelas-teachings-can-empower-financial-advisers-4c382a3a-e97f-4079-8b08-e6a542cecd46 Thu, 16 Jul 2026 11:57:55 GMT Thu, 16 Jul 2026 11:57:55 GMT IOL Discover how Nelson Mandela's emphasis on education can transform the role of financial advisers, empowering clients to make informed financial decisions and build better futures. https://www.iol.co.za/personal-finance/financial-planning/the-evolving-landscape-of-private-banking-and-wealth-management-fec3731d-2d57-4dc0-8ad6-6a52bc28250c https://www.iol.co.za/personal-finance/financial-planning/the-evolving-landscape-of-private-banking-and-wealth-management-fec3731d-2d57-4dc0-8ad6-6a52bc28250c Thu, 16 Jul 2026 11:57:35 GMT Thu, 16 Jul 2026 11:57:35 GMT IOL Explore how the financial services industry is evolving to meet the interconnected needs of clients, as private banking and wealth management converge to create a holistic approach to wealth management. https://www.iol.co.za/personal-finance/financial-planning/south-africans-face-financial-challenges-as-inflation-continues-report-finds-1b759454-8801-4317-b8f7-e487440ab266 https://www.iol.co.za/personal-finance/financial-planning/south-africans-face-financial-challenges-as-inflation-continues-report-finds-1b759454-8801-4317-b8f7-e487440ab266 Thu, 16 Jul 2026 11:28:25 GMT Thu, 16 Jul 2026 11:28:25 GMT IOL South African consumers are grappling with rising inflation and declining financial optimism, as highlighted in TransUnion's Q2 2026 Consumer Pulse Study. With 79% ranking inflation as a top concern, households are adjusting their spending and borrowing behaviours to navigate ongoing financial strain. https://www.iol.co.za/personal-finance/financial-planning/how-to-ensure-your-sars-auto-assessment-is-accurate-67d6517f-34b5-43c7-bb83-2c10998f72af https://www.iol.co.za/personal-finance/financial-planning/how-to-ensure-your-sars-auto-assessment-is-accurate-67d6517f-34b5-43c7-bb83-2c10998f72af Thu, 16 Jul 2026 11:28:17 GMT Thu, 16 Jul 2026 11:28:17 GMT IOL Discover how to identify and correct common errors in your Sars auto-assessment, ensuring you maximise your tax refund and avoid costly mistakes. https://www.iol.co.za/personal-finance/financial-planning/sars-celebrates-significant-sentencing-in-r62-million-tax-fraud-case-61427d31-d8d4-4d8a-89ac-ba9659a077ac https://www.iol.co.za/personal-finance/financial-planning/sars-celebrates-significant-sentencing-in-r62-million-tax-fraud-case-61427d31-d8d4-4d8a-89ac-ba9659a077ac Thu, 16 Jul 2026 11:27:50 GMT Thu, 16 Jul 2026 11:27:50 GMT IOL Sars has welcomed a landmark 25-year sentence for a taxpayer involved in a R62 million VAT fraud scheme, highlighting the importance of compliance and the serious consequences of tax fraud. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-south-africans-prioritise-affordability-in-ride-hailing-services-284645b3-024d-4e4d-87fc-962786de732f https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-south-africans-prioritise-affordability-in-ride-hailing-services-284645b3-024d-4e4d-87fc-962786de732f Thu, 16 Jul 2026 11:27:42 GMT Thu, 16 Jul 2026 11:27:42 GMT IOL Affordability remains the primary factor influencing how South Africans use ride-hailing services, with new data revealing that while cost is king, some consumers are willing to pay a little more for enhanced experiences. https://www.iol.co.za/personal-finance/financial-planning/savings-month-a-call-for-financial-confidence-not-guilt-e07cbbe0-4652-4b81-b1fe-613cd6b81b99 https://www.iol.co.za/personal-finance/financial-planning/savings-month-a-call-for-financial-confidence-not-guilt-e07cbbe0-4652-4b81-b1fe-613cd6b81b99 Thu, 16 Jul 2026 11:27:15 GMT Thu, 16 Jul 2026 11:27:15 GMT IOL Explore the challenges South Africans face in saving money amidst rising living costs and discover how to build financial resilience for a secure future. https://www.iol.co.za/personal-finance/financial-planning/navigating-the-new-tax-regulations-for-better-savings-strategies-7aa01b05-865d-4737-85d2-083da836d072 https://www.iol.co.za/personal-finance/financial-planning/navigating-the-new-tax-regulations-for-better-savings-strategies-7aa01b05-865d-4737-85d2-083da836d072 Thu, 16 Jul 2026 06:11:06 GMT Thu, 16 Jul 2026 06:11:06 GMT IOL Discover how recent regulatory changes in South Africa can enhance your savings strategy. Learn about increased tax allowances for tax-free savings accounts and retirement contributions, and how to make the most of your financial future. https://www.iol.co.za/personal-finance/financial-planning/how-families-can-build-better-money-habits-this-july-4df0ac8b-0b41-4d70-b0b6-4022ca10df7d https://www.iol.co.za/personal-finance/financial-planning/how-families-can-build-better-money-habits-this-july-4df0ac8b-0b41-4d70-b0b6-4022ca10df7d Wed, 15 Jul 2026 21:26:21 GMT Wed, 15 Jul 2026 21:26:21 GMT IOL Discover practical tips for families to build better money habits this July during National Savings Month. Learn how to involve children in budgeting and make informed spending decisions. https://www.iol.co.za/business/first-time-homebuyers-now-earn-64-more-than-the-average-worker-8e25b67c-f3b7-433f-9335-ab2d892f98db https://www.iol.co.za/business/first-time-homebuyers-now-earn-64-more-than-the-average-worker-8e25b67c-f3b7-433f-9335-ab2d892f98db Wed, 15 Jul 2026 08:39:57 GMT Wed, 15 Jul 2026 08:39:57 GMT IOL First-time buyers are pulling away from ordinary earners, with record home prices and higher borrowing costs concentrating homeownership among higher-income workers. https://www.iol.co.za/business/economy/home-schooling-rules-could-soon-change-heres-what-parents-need-to-know-91e8e895-168f-4998-930b-52b7b9b52016 https://www.iol.co.za/business/economy/home-schooling-rules-could-soon-change-heres-what-parents-need-to-know-91e8e895-168f-4998-930b-52b7b9b52016 Wed, 15 Jul 2026 07:29:50 GMT Wed, 15 Jul 2026 07:29:50 GMT IOL New home education regulations are expected this financial year as the government also works to formally recognise online schools, putting renewed focus on what parents should check. https://www.iol.co.za/personal-finance/financial-planning/how-to-wisely-use-your-tax-refund-during-savings-month-845b0695-2b24-4c8c-8911-b3dc24315fd6 https://www.iol.co.za/personal-finance/financial-planning/how-to-wisely-use-your-tax-refund-during-savings-month-845b0695-2b24-4c8c-8911-b3dc24315fd6 Wed, 15 Jul 2026 07:27:04 GMT Wed, 15 Jul 2026 07:27:04 GMT IOL Discover three practical strategies to make the most of your tax refund during Savings Month, ensuring your financial plan aligns with your current needs. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-emotional-impact-of-rewards-programmes-cab93c5b-6780-453e-bc6d-f9698e8d14c5 https://www.iol.co.za/personal-finance/financial-planning/understanding-the-emotional-impact-of-rewards-programmes-cab93c5b-6780-453e-bc6d-f9698e8d14c5 Wed, 15 Jul 2026 06:22:00 GMT Wed, 15 Jul 2026 06:22:00 GMT IOL Explore the emotional journey of rewards, from the anticipation of earning them to the lasting memories they create, and discover how these experiences influence future engagement. https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-inconsistent-investing-c685d921-c2bb-4f8b-8d64-6c0f72461e3c https://www.iol.co.za/personal-finance/financial-planning/the-real-cost-of-inconsistent-investing-c685d921-c2bb-4f8b-8d64-6c0f72461e3c Wed, 15 Jul 2026 06:21:53 GMT Wed, 15 Jul 2026 06:21:53 GMT IOL Discover how inconsistent investing can undermine your financial future and learn the importance of regular contributions to build wealth over time. https://www.iol.co.za/personal-finance/financial-planning/exploring-the-financial-behaviours-of-south-africas-gen-z-3b2b2fe5-8767-48b4-8a51-d66fb71f5ce3 https://www.iol.co.za/personal-finance/financial-planning/exploring-the-financial-behaviours-of-south-africas-gen-z-3b2b2fe5-8767-48b4-8a51-d66fb71f5ce3 Mon, 13 Jul 2026 08:09:12 GMT Mon, 13 Jul 2026 08:09:12 GMT IOL Discover how South Africa's Gen Z navigates the credit market with distinct money personalities, as revealed by Sanlam's 2026 Credit Confidence Index. https://www.iol.co.za/personal-finance/financial-planning/why-retirement-planning-needs-a-rethink-in-south-africa-d0603ca4-e515-45c8-9904-a915e284c2b0 https://www.iol.co.za/personal-finance/financial-planning/why-retirement-planning-needs-a-rethink-in-south-africa-d0603ca4-e515-45c8-9904-a915e284c2b0 Mon, 13 Jul 2026 08:08:46 GMT Mon, 13 Jul 2026 08:08:46 GMT IOL With life expectancy on the rise, many South Africans face a retirement crisis. This article explores the challenges of planning for a longer life and offers insights into how to adapt retirement strategies for a sustainable future. https://www.iol.co.za/personal-finance/financial-planning/how-to-avoid-financial-pitfalls-with-the-right-medical-scheme-fc88ddcc-5326-4203-8097-0207f4efd48c https://www.iol.co.za/personal-finance/financial-planning/how-to-avoid-financial-pitfalls-with-the-right-medical-scheme-fc88ddcc-5326-4203-8097-0207f4efd48c Mon, 13 Jul 2026 08:08:34 GMT Mon, 13 Jul 2026 08:08:34 GMT IOL Discover why joining a medical scheme is crucial for financial security, especially for young and healthy individuals. Learn about the hidden costs of medical emergencies and how to budget effectively for your health and wealth. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-two-pot-retirement-system-risks-and-benefits-768cc280-23af-472a-b23c-882d8cd582f0 https://www.iol.co.za/personal-finance/financial-planning/understanding-the-two-pot-retirement-system-risks-and-benefits-768cc280-23af-472a-b23c-882d8cd582f0 Mon, 13 Jul 2026 08:08:07 GMT Mon, 13 Jul 2026 08:08:07 GMT IOL Explore the implications of the Two-Pot retirement system in South Africa, examining how it can provide short-term financial relief while posing risks to long-term retirement savings. Learn why understanding the impact of withdrawals is essential for securing your financial future. https://www.iol.co.za/personal-finance/your-retirement-fund-doesnt-know-youre-in-love-b5c6cf6f-e0b3-48e2-9ee3-cb750f832e73 https://www.iol.co.za/personal-finance/your-retirement-fund-doesnt-know-youre-in-love-b5c6cf6f-e0b3-48e2-9ee3-cb750f832e73 Sun, 12 Jul 2026 15:32:44 GMT Sun, 12 Jul 2026 15:32:44 GMT IOL Your retirement fund, life policy and pension interest all play by different rules, and cohabiting partners need to know which is which. https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-national-savings-month-encourages-financial-resilience-in-tough-times-51b6bfa0-5aef-4ef1-be51-deca93a97d15 https://www.iol.co.za/personal-finance/financial-planning/point-of-view-how-national-savings-month-encourages-financial-resilience-in-tough-times-51b6bfa0-5aef-4ef1-be51-deca93a97d15 Fri, 10 Jul 2026 11:55:09 GMT Fri, 10 Jul 2026 11:55:09 GMT IOL Explore how National Savings Month encourages South Africans to build financial resilience amidst rising living costs and interest rates. Discover expert tips on saving effectively and maintaining financial health. https://www.iol.co.za/personal-finance/financial-planning/tax-court-warns-against-complex-tax-avoidance-schemes-6e77655d-865c-4c22-af8d-acc3f1cdf3dc https://www.iol.co.za/personal-finance/financial-planning/tax-court-warns-against-complex-tax-avoidance-schemes-6e77655d-865c-4c22-af8d-acc3f1cdf3dc Fri, 10 Jul 2026 11:55:05 GMT Fri, 10 Jul 2026 11:55:05 GMT IOL The South African Tax Court's recent ruling highlights the dangers of complex tax structures designed for avoidance, reaffirming the importance of genuine commercial intent in transactions. https://www.iol.co.za/personal-finance/financial-planning/smart-borrowing-how-to-manage-your-finances-effectively-8e64151a-3a7f-4cf4-af83-4226bef7930e https://www.iol.co.za/personal-finance/financial-planning/smart-borrowing-how-to-manage-your-finances-effectively-8e64151a-3a7f-4cf4-af83-4226bef7930e Fri, 10 Jul 2026 11:55:03 GMT Fri, 10 Jul 2026 11:55:03 GMT IOL Discover how smart borrowers manage their finances effectively by planning ahead, setting clear goals, and making informed decisions. Learn practical tips to navigate financial pressures and ensure sustainable borrowing. https://www.iol.co.za/personal-finance/financial-planning/the-impact-of-sars-trust-penalty-write-off-on-compliance-edc9ed62-e5bf-4a3e-857c-c04e8acfd035 https://www.iol.co.za/personal-finance/financial-planning/the-impact-of-sars-trust-penalty-write-off-on-compliance-edc9ed62-e5bf-4a3e-857c-c04e8acfd035 Fri, 10 Jul 2026 11:54:59 GMT Fri, 10 Jul 2026 11:54:59 GMT IOL SARS's recent decision to write off over R 70 million in penalties for non-compliant trustees raises questions about compliance and future enforcement. This article explores the implications of this decision and what it means for trustees moving forward. https://www.iol.co.za/personal-finance/financial-planning/when-sars-penalties-become-the-real-tax-bill-6fcafd64-b67e-4dbb-8730-230f7bb52fb4 https://www.iol.co.za/personal-finance/financial-planning/when-sars-penalties-become-the-real-tax-bill-6fcafd64-b67e-4dbb-8730-230f7bb52fb4 Thu, 09 Jul 2026 13:20:09 GMT Thu, 09 Jul 2026 13:20:09 GMT IOL Tax disputes are no longer won by saying the mistake was innocent. They are won by proving what happened, why it happened, and whether Sars has applied the law correctly. https://www.iol.co.za/personal-finance/financial-planning/how-to-choose-a-financial-adviser-for-your-journey-6712dda2-d963-47f9-b734-61417e2cc965 https://www.iol.co.za/personal-finance/financial-planning/how-to-choose-a-financial-adviser-for-your-journey-6712dda2-d963-47f9-b734-61417e2cc965 Thu, 09 Jul 2026 08:40:34 GMT Thu, 09 Jul 2026 08:40:34 GMT IOL Discover how to select a financial adviser who aligns with your financial goals and offers genuine value throughout your journey. https://www.iol.co.za/personal-finance/financial-planning/how-to-integrate-insurance-into-your-mid-year-financial-review-6d12f159-14c1-437e-a5b1-527db7ed3de6 https://www.iol.co.za/personal-finance/financial-planning/how-to-integrate-insurance-into-your-mid-year-financial-review-6d12f159-14c1-437e-a5b1-527db7ed3de6 Thu, 09 Jul 2026 08:40:29 GMT Thu, 09 Jul 2026 08:40:29 GMT IOL Discover how a mid-year review can safeguard your financial future. https://www.iol.co.za/personal-finance/financial-planning/understanding-insurance-claims-avoid-common-pitfalls-e48bba0d-c3f3-43e6-8186-ec6acfd33393 https://www.iol.co.za/personal-finance/financial-planning/understanding-insurance-claims-avoid-common-pitfalls-e48bba0d-c3f3-43e6-8186-ec6acfd33393 Thu, 09 Jul 2026 05:28:43 GMT Thu, 09 Jul 2026 05:28:43 GMT IOL Discover the essential steps to ensure your insurance claim is paid. Learn about common pitfalls, the importance of accurate disclosure, and how to navigate disputes effectively. https://www.iol.co.za/personal-finance/financial-planning/tax-season-2026-and-the-risks-of-refund-anticipation-borrowing-0d54f725-6967-4c4c-9b88-fcbb3bd78a1a https://www.iol.co.za/personal-finance/financial-planning/tax-season-2026-and-the-risks-of-refund-anticipation-borrowing-0d54f725-6967-4c4c-9b88-fcbb3bd78a1a Thu, 09 Jul 2026 05:28:33 GMT Thu, 09 Jul 2026 05:28:33 GMT IOL With more than 2.4 million savings withdrawal applications approved by SARS by January 2025, many consumers may be disappointed to find that the tax consequences of those withdrawals can reduce, delay or absorb the refund they expected in 2026. https://www.iol.co.za/personal-finance/financial-planning/robben-island-cfo-faces-pension-freeze-over-fraudulent-resume-7d3d36d9-2f8d-436b-8ed9-d1d9ae349e6d https://www.iol.co.za/personal-finance/financial-planning/robben-island-cfo-faces-pension-freeze-over-fraudulent-resume-7d3d36d9-2f8d-436b-8ed9-d1d9ae349e6d Wed, 08 Jul 2026 17:32:13 GMT Wed, 08 Jul 2026 17:32:13 GMT IOL An investigation into the CFO of Robben Island Museum reveals allegations of fraud and résumé falsification, leading to the freezing of his pension benefits pending criminal proceedings. https://www.iol.co.za/business/economy/digital-spending-holds-firm-despite-economic-pressures-hitting-consumers-4910cc57-50ca-40e6-aeb8-9883a0bcd249 https://www.iol.co.za/business/economy/digital-spending-holds-firm-despite-economic-pressures-hitting-consumers-4910cc57-50ca-40e6-aeb8-9883a0bcd249 Wed, 08 Jul 2026 10:35:41 GMT Wed, 08 Jul 2026 10:35:41 GMT IOL South Africans are still spending, but the economy is slowing, with new data pointing to weaker confidence despite continued growth in digital payments. https://www.iol.co.za/business-report/entrepreneurs/tax-season-should-not-be-the-first-time-you-understand-your-numbers-4ade7cd9-44c4-4ce1-ba0d-afbb99d1f07c https://www.iol.co.za/business-report/entrepreneurs/tax-season-should-not-be-the-first-time-you-understand-your-numbers-4ade7cd9-44c4-4ce1-ba0d-afbb99d1f07c Wed, 08 Jul 2026 09:15:54 GMT Wed, 08 Jul 2026 09:15:54 GMT IOL Is tax season a scramble for your small business? Discover how proactive financial management can transform your approach to taxes and ensure you're always prepared. https://www.iol.co.za/business/property/sectional-title-homes-lag-as-house-prices-continue-to-climb-03428629-9747-4bd1-a3b2-0d47c111b011 https://www.iol.co.za/business/property/sectional-title-homes-lag-as-house-prices-continue-to-climb-03428629-9747-4bd1-a3b2-0d47c111b011 Wed, 08 Jul 2026 07:10:53 GMT Wed, 08 Jul 2026 07:10:53 GMT IOL Sectional title properties are losing ground to freehold homes as South Africa’s residential property market continues to strengthen. https://www.iol.co.za/personal-finance/financial-planning/practical-tips-for-a-smoother-insurance-claims-process-b67fa245-7743-4529-b5c9-837d391d1f8b https://www.iol.co.za/personal-finance/financial-planning/practical-tips-for-a-smoother-insurance-claims-process-b67fa245-7743-4529-b5c9-837d391d1f8b Wed, 08 Jul 2026 05:33:19 GMT Wed, 08 Jul 2026 05:33:19 GMT IOL Discover essential tips for ensuring a smooth insurance claims process, from understanding your policy to maintaining accurate personal information. Learn how to avoid common pitfalls and ensure your claims are processed efficiently. https://www.iol.co.za/personal-finance/financial-planning/south-africa-is-looking-better-should-you-bring-your-money-home-74d934c8-bedc-4582-9b50-dac65a93618b https://www.iol.co.za/personal-finance/financial-planning/south-africa-is-looking-better-should-you-bring-your-money-home-74d934c8-bedc-4582-9b50-dac65a93618b Wed, 08 Jul 2026 05:33:12 GMT Wed, 08 Jul 2026 05:33:12 GMT IOL Local markets are giving investors reasons for optimism, but that doesn’t mean you should cash in all your offshore chips, says Johan Minnie, CEO of Consult at Momentum. https://www.iol.co.za/personal-finance/your-lover-might-die-the-bills-dont-3a4e8a8a-a367-4f49-8f98-4272ecb23e95 https://www.iol.co.za/personal-finance/your-lover-might-die-the-bills-dont-3a4e8a8a-a367-4f49-8f98-4272ecb23e95 Tue, 07 Jul 2026 16:45:35 GMT Tue, 07 Jul 2026 16:45:35 GMT IOL The law now recognises unmarried partners' right to maintenance after death – but proving the relationship existed remains the hardest part. https://www.iol.co.za/business/can-you-claim-your-dog-for-tax-56be076c-e239-4182-bc33-52dea6b861a0 https://www.iol.co.za/business/can-you-claim-your-dog-for-tax-56be076c-e239-4182-bc33-52dea6b861a0 Tue, 07 Jul 2026 15:12:58 GMT Tue, 07 Jul 2026 15:12:58 GMT IOL Tax season is open, and entrepreneurs have more room to claim deductions than salaried employees, but SARS draws a firm line between legitimate expenses and creative accounting. https://www.iol.co.za/personal-finance/financial-planning/two-pot-withdrawals-could-leave-you-with-a-higher-sars-tax-bill-4e97ddef-6241-4608-b86f-f2e8542ca581 https://www.iol.co.za/personal-finance/financial-planning/two-pot-withdrawals-could-leave-you-with-a-higher-sars-tax-bill-4e97ddef-6241-4608-b86f-f2e8542ca581 Mon, 06 Jul 2026 16:07:39 GMT Mon, 06 Jul 2026 16:07:39 GMT IOL South Africans receiving Sars auto-assessments are urged to check them carefully, particularly if they made two-pot retirement withdrawals or earn additional income. Financial experts warn that overlooking errors could result in unexpected tax liabilities. https://www.iol.co.za/personal-finance/financial-planning/how-ai-helps-sars-to-stop-efiling-fraud-95ec9203-fc7e-40ea-804e-f915e80c1b65 https://www.iol.co.za/personal-finance/financial-planning/how-ai-helps-sars-to-stop-efiling-fraud-95ec9203-fc7e-40ea-804e-f915e80c1b65 Mon, 06 Jul 2026 16:07:38 GMT Mon, 06 Jul 2026 16:07:38 GMT IOL South Africa's tax season brings a sharp rise in phishing scams, eFiling account hijacking and fraud targeting SARS taxpayers. Lucas Molefe, Cybersecurity Expert at ESET Southern Africa, explains how AI-driven telemetry and behavioural analytics are helping banks and organisations detect threats in real time and protect taxpayers during the high-risk filing period. https://www.iol.co.za/business/financial-watchdog-slaps-banks-insurers-with-r115m-in-penalties-6cd823a9-0745-4423-910a-d939eb4a7567 https://www.iol.co.za/business/financial-watchdog-slaps-banks-insurers-with-r115m-in-penalties-6cd823a9-0745-4423-910a-d939eb4a7567 Mon, 06 Jul 2026 12:26:55 GMT Mon, 06 Jul 2026 12:26:55 GMT IOL The Prudential Authority imposed more than R115 million in penalties on banks, insurers and other financial institutions as it stepped up enforcement of anti-money laundering and prudential rules. https://www.iol.co.za/personal-finance/financial-planning/understanding-the-link-between-financial-wellbeing-and-workplace-stress-87a68705-47a2-46b7-9ac5-9c9fb4973fcc https://www.iol.co.za/personal-finance/financial-planning/understanding-the-link-between-financial-wellbeing-and-workplace-stress-87a68705-47a2-46b7-9ac5-9c9fb4973fcc Mon, 06 Jul 2026 09:16:09 GMT Mon, 06 Jul 2026 09:16:09 GMT IOL As South Africa observes Employee Wellness Week, 1Life Insurance highlights the critical connection between financial wellbeing and workplace stress, urging organisations to foster supportive environments.